4381 Stepney Dr, Gainesville, VA 20155 Property Records

Prince William County property record for 4381 Stepney Dr, Gainesville, VA 20155 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage2,480 sqft Living Area
Lot Size91,476 sqft (2.09 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2010)
Tax Bill$5,797.00 (2023)

Property Details

APN / Parcel Number

Primary APN7399-47-8046
Alternative APNs
  • 065862
  • 65862

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,480 sqft Living Area
Gross Area4,000 sqft Gross Area
Basement Area948 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1980
Architectural StyleOther Style
Exterior MaterialBrick Exterior
Lot Area91,476 sqft (2.09 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Patio Area300 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number065862
Old Parcel Number65862
Street Address4381 STEPNEY DR
CityGAINESVILLE
StateVA
Zip20155-1242
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSNOW HILL LOT 15 - SEC 1
Legal SubdivisionSNOW HILL
Legal Block47
Legal Lot Number15
JurisdictionPRINCE WILLIAM VA
Minor Civil DivisionGAINESVILLE
Census Blockgroup3
Census Block3003
Census Tract901503

Owner

Source: Prince William County records · APN 7399-47-8046

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4381 STEPNEY DR, GAINESVILLE, VA 20155-1242
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Line of Credit
HEALTHCARE SYSTEMS FCU
Jan 13, 2021Deed of Trust, Mortgage · Line of Credit
HEALTHCARE SYSTEMS FCU
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
AURORA FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2010 · Amount on Record
Deed SaleJun 08, 2010 · Amount on Record
Deed Doc Number201006080048672
Record RefreshedJun 07, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address4381 STEPNEY DR, GAINESVILLE, VA 20155-1242
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079498
DateNov 16, 2022
Instrument202211160079498
Lender
NameHEALTHCARE SYSTEMS FCU
TypeCredit Union
AddressFALLS CHURCH, VA 22042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address4381 STEPNEY DR, GAINESVILLE, VA 20155-1242
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000005250
DateJan 13, 2021
Instrument202101130005250
Lender
NameHEALTHCARE SYSTEMS FCU
TypeCredit Union
AddressFALLS CHURCH, VA 22042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address4381 STEPNEY DR, GAINESVILLE, VA 20155-1242
Document Number0000099525
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyGLOBAL TITLE COMPANY, GLOBAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4381 STEPNEY DR GAINESVILLE VA 201551242, GAINESVILLE, VA 20155-1242

Mortgage

Document Number0000099525
DateOct 23, 2020
Instrument99525
Lender
NameAURORA FIN'L
TypeFunding / Finance Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2050

Tax Assessment & Valuation

Source: Prince William County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,797.00$557,200 Land $176,800 Building $380,400$557,200 Land $176,800 Building $380,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince William County (51153C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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