4381 MALCOLM AVE OAKLAND CA 946055569, OAKLAND, CA 94605-5569
Mortgage
Document Number
0000087248
Date
May 1, 2018
Instrument
87248
Lender
Name
FREMONT BK
Type
Bank
Address
LIVERMORE, CA 94551
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Apr 30, 2048
Interest
Rate Type
Adjustable Rate
December 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
4381 MALCOLM AVE, OAKLAND, CA 94605-5569
Document Number
0000001270
Instrument Date
Dec 18, 2017
Transaction Type
Mortgage
Record Updated
Aug 30, 2018
Title Company
TSI TITLE COMPANY/CA INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4381 MALCOLM AVE OAKLAND CA 946055569, OAKLAND, CA 94605-5569
Mortgage
Document Number
0000001270
Date
Jan 3, 2018
Instrument
1270
Lender
Name
JP MORGAN CHASE BK
Type
Bank
Address
COLUMBUS, OH 43240-2050
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 2, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 4381 Malcolm Ave was $14,277 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$943,025 (+1.25%)Land $285,007Building $665,018
2025
$14,277.00Homeowner's exemption
$931,401Land $279,420Building $651,981
2023
$14,335.00Homeowner's exemption
$895,240Land $268,572Building $626,668
$1,130,580
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4381 Malcolm Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
3 (1980–2024)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Jan 2024 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4381 Malcolm Ave is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
May also be available: Etheric Networks, Unwired, Verizon.