4381 Lilac Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4381 Lilac Rd, Gilbert, MN 55741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,672 sqft · built 1981
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2026)
Tax Bill	$1,148 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`677-0012-00033`

Property Details

APN / Parcel Number

Primary APN	`677-0012-00033`
Alternative APNs	`1118213` `1151479`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,672 sqft Gross Area
1st Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Mixed
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	8 sqft
Storage Building	130 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1151479
Street Address	4381 LILAC RD
City	GILBERT
State	MN
Zip	55741-8033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 570 FT OF S 620 FT OF SW 1/4 OF NE 1/4EX SWLY 3.30 ACRES & EX N 320 FT OF E40 FT LYING N OF LAKE AND EX PART COMMAT CENTER
Legal Range	16W
Legal Township	57N
Legal Section	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1023
Census Tract	11401

Owner

Source: St. Louis County records · APN 677-0012-00033

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4381 LILAC RD, GILBERT, MN 55741-8033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 18, 2023	Warranty Deed, Transfer · Closed-End Mortgage EMBARRASS VERMILLION FCU
Oct 01, 2021	Warranty Deed, Transfer · Line of Credit EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2026 · Amount on Record
Deed Sale	Jun 09, 2026 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20261533982
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 09, 2026
Property Address	4381 LILAC RD, GILBERT, MN 55741-8033
Document Number	0001533982
Instrument Date	May 14, 2026
Instrument	20261533982
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CONCIERGE TITLE INC, CONCIERGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4381 LILAC RD, GILBERT, MN 55741-8033

Mortgage

Document Number	0001533982,
Date	Jun 09, 2026
Instrument	20261533982

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 18, 2023
Property Address	4381 LILAC RD, GILBERT, MN 55741-8033
Document Number	0001470174
Instrument Date	Jun 28, 2023
Instrument	1470174
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4381 LILAC RD, GILBERT, MN 55741-8033

Mortgage

Document Number	0001470175
Date	Jul 18, 2023
Instrument	1470175

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 06, 2028

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 01, 2021
Property Address	4381 LILAC RD, GILBERT, MN 55741-8033
Document Number	0001426179
Instrument Date	Sep 07, 2021
Instrument	1426179
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$461.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4381 LILAC RD, GILBERT, MN 55741

Mortgage

Document Number	0001426180
Date	Oct 01, 2021
Instrument	1426180

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 07, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,148.00 (+10.81%) Homeowner's exemption
2025	$1,036.00 (-18.81%) Homeowner's exemption	$270,100 (+66.63%) Land $63,200 Building $206,900	$270,100 (+66.63%) Land $63,200 Building $206,900
2024	$1,276.00 (-27.75%)	$162,100 (+13.44%) Land $61,600 Building $100,500	$162,100 (+13.44%) Land $61,600 Building $100,500
2023	$1,766.00
2022		$142,900 (+30.5%) Land $54,600 Building $88,300	$142,900 (+30.5%) Land $54,600 Building $88,300
2021		$109,500 Land $47,100 Building $62,400	$109,500 Land $47,100 Building $62,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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