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43809 Seedling Ter, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43809 Seedling Ter, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,857 sqft · built 2023
Lot Size0.185 acres (8,052 sqft)
Owner2 Individual Names on File
Last Sale$457,200 (May 2023)
Tax Bill$2,632 (2025)
Deeds & MortgagesSep 2026 Sale
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN422632240067

Property Details

APN / Parcel Number

Primary APN422632240067

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,583 sqft
1st Floor Area1,857 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area8,052 sqft (0.185 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area400 sqft
PorchEnclosed/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address43809 SEEDLING TER
CityPUNTA GORDA
StateFL
Zip33982-5160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBABCOCK RANCH SEC2D BLK0000 LT1831 5012/869/ 3261072
Legal SubdivisionBABCOCK RANCH
Legal Block0000
Legal Lot Number1831
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address43809 SEEDLING TER, PUNTA GORDA, FL 33982-5160
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer
LAW AND TITLE, HALE LAW AND TITLE PA
May 8, 2023Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on File
Deed SaleMay 8, 2023 · Amount on File
Deed Document Number20233261072
Last Transfer DateAug 25, 2026
Transfer Doc0003681492
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 8, 2026
Property Address43809 SEEDLING TER, PUNTA GORDA, FL 33982-5160
Document Number0003681492
Instrument DateAug 25, 2026
Instrument20263681492
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyLAW AND TITLE, HALE LAW AND TITLE PA

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address43809 SEEDLING TER, PUNTA GORDA, FL 33982-5160

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 8, 2023
Property Address43809 SEEDLING TER, PUNTA GORDA, FL 33982-5160
Document Number0003261072
Map ReferenceMB 24 PG 23
Instrument DateApr 27, 2023
Instrument3261072
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Tax$3,200.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address43809 SEEDLING TER, PUNTA GORDA, FL 33982-5160

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,632.00 (-49.75%)$221,055 (+246.75%)$330,515 (+340.69%) Land $75,650 Building $254,865
2024$5,238.00 (+50.99%)
2023$3,469.00 (+19.87%)$63,750 (+15.38%)$75,000 (+35.75%) Land $75,000
2022$2,894.00$55,250 Land $55,250$55,250 Land $55,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 75% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		940 / 940
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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