4380 Rutledge St, Gary, IN 46408 Property Records

Lake County property record for 4380 Rutledge St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,932 sqft · built 1926
Lot Size	0.694 acres (30,231 sqft)
Owner	Company Name on Record
Last Sale	$56,001 (Jun 2025)
Tax Bill	$1,038 (2024)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0241-0005`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0241-0005`
Alternative APNs	`45-08-29-382-007.000-001` `013902410005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	2,289 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	30,231 sqft (0.694 acres)
Lot Dimensions	126 ft deep x 240 ft wide
View / Lot	Extra Front
Garage Area	1,932 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4380 RUTLEDGE ST
City	GARY
State	IN
Zip	46408-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID WESTERN REAL ESTATE COS 2ND ADD. BL.2 LOTS 4 & 5
Legal Subdivision	MID WESTERN REAL ESTATE
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2022
Census Tract	41302

Owner

Source: Lake County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3400 E 70TH AVE, MERRILLVILLE, IN 46410-3932
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Document Number	202515669
Prior Transfer Date	Jun 6, 2025
Prior Transfer Doc	0000015669
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4380 RUTLEDGE ST, GARY, IN 46408-3154
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 E 70TH AVE, MERRILLVILLE, IN 46410-3932
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006287
Date	Feb 17, 2026
Instrument	2026-506287

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,800 (+41.95%) Land $24,800 Building $140,000	$164,800 (+41.95%) Land $24,800 Building $140,000
2024	$1,038.00 (-9.34%)
2023		$116,100 (-0.09%) Land $25,000 Building $91,100	$116,100 (-0.09%) Land $25,000 Building $91,100
2022	$1,145.00	$116,200 Land $24,500 Building $91,700	$116,200 Land $24,500 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20