4380 Banner Rd, Deckerville, MI 48427 Property Records

Sanilac County property record for 4380 Banner Rd, Deckerville, MI 48427

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400 (Apr 1993)
Tax Bill	$1,350 (2024)
Deeds & Mortgages	Jul 2026 Transfer Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`250-022-200-020-01`

Property Details

APN / Parcel Number

Primary APN	`250-022-200-020-01`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	4380 BANNER RD
City	DECKERVILLE
State	MI
Zip	48427-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T13N R14E SEC 22 COM AT A PT 1172.4 FT S OF NW COR OF SECTH E 417 FT, S 209 FT, W 417 FT, N 209 FT TO POB. 2 ACRES.
Jurisdiction	SANILAC MI
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1019
Census Tract	970200

Owner

Source: Sanilac County records · APN 250-022-200-020-01

Assessment roll updated July 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4380 BANNER RD, DECKERVILLE, MI 48427-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 1993 · Amount on Record
Deed Sale	Apr 17, 1993 · Amount on Record
Deed Book / Page	498 / 632
Last Transfer Date	Jul 07, 2026
Transfer Doc	1665000666
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANILAC MI
Recording Date	Jul 07, 2026
Property Address	4380 BANNER RD, DECKERVILLE, MI 48427-9707
Document Number	1665000666
Book / Page	1665 / 666
Instrument Date	Jul 07, 2026
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4380 BANNER RD, DECKERVILLE, MI 48427-9707

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Property Address	4380 BANNER RD, DECKERVILLE, MI 48427-9707
Transaction Type	Mortgage
Record Updated	Jan 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 BANNER RD, DECKERVILLE, MI 48427-9707

Mortgage

Document Number	001640/698
Date	Nov 13, 2025
Book Page	1640/698

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sanilac County records · Assessment roll updated July 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
County Subdivision	Wheatland Township
Unified School District	Deckerville Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,100 (-5.4%)	$168,200 (-5.4%)
2024	$1,350.00 (+9.85%)
2023		$88,900	$177,800
2022	$1,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aspire Networks 1 Fiber	1,000 / 1,000

Based on FCC filings for 1 locations within half a mile of this property.

Nearby Properties on Banner Rd

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