438 Wrights Mill Rd, Commerce, GA 30530 Property Records

Banks County property record for 438 Wrights Mill Rd, Commerce, GA 30530

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	4 bd · 3 ba · 5,520 sqft · built 2021
Lot Size	40.3 acres (1,755,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jan 2018)
Tax Bill	$18,706 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B78 058`

Property Details

APN / Parcel Number

Primary APN	`B78 058`
Alternative APN	`1495`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,520 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Metal
Lot Area	1,755,468 sqft (40.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1495
Street Address	438 WRIGHTS MILL RD
City	COMMERCE
State	GA
Zip	30530-6877
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	ARR
Legal Description	TR 1 PB14-88 L&E 19-101
Legal Subdivision	00200-I-85 AREA 6000
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2051
Census Tract	970400

Owner

Source: Banks County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3170 ROCK MANOR WAY, BUFORD, GA 30519-7698
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST GEORGAI BANK
Mar 22, 2023	Warranty Deed, Transfer
Jan 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	201834
Deed Book / Page	447 / 596
Last Transfer Date	Mar 22, 2023
Transfer Doc	000542/612
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	438 WRIGHTS MILL RD, COMMERCE, GA 30530-6877
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WRIGHTS MILL RD

Mortgage

Document Number	0000000525/0000000064
Date	Mar 11, 2022
Book Page	0000000525/0000000064

Lender

Name	NORTHEAST GEORGAI BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 22, 2023
Property Address	438 WRIGHTS MILL RD, COMMERCE, GA 30530-6877
Document Number	000542/612
Book / Page	542 / 612
Instrument Date	Mar 22, 2023
Instrument	2023-000224
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 ROCK MANOR WAY, BUFORD, GA 30519-7698

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 19, 2018
Property Address	438 WRIGHTS MILL RD, COMMERCE, GA 30530-6877
Document Number	000447/596
Book / Page	447 / 596
Instrument Date	Jan 19, 2018
Instrument	2018-000034
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WRIGHTS MILL RD, COMMERCE, GA 30530-6877
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,706.00 (+4.48%)	$1,095,932 (+8.03%) Land $131,405 Building $964,527	$2,739,829 (+8.03%) Land $328,512 Building $2,411,317
2024	$17,904.00 (+3.83%) Additional exemption filed	$1,014,498 (+8.81%) Land $120,594 Building $893,904	$2,536,244 (+8.81%) Land $301,485 Building $2,234,759
2023	$17,243.00 (+226.39%) Additional exemption filed	$932,351 (+175.25%) Land $99,506 Building $832,845	$2,330,876 (+175.25%) Land $248,764 Building $2,082,112
2022	$5,283.00	$338,727 Land $101,236 Building $237,491	$846,818 Land $253,090 Building $593,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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