438 Wood St, Central, SC 29630 Property Records

Pickens County property record for 438 Wood St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,028 sqft · built 2020
Owner	Individual Name on File
Last Sale	$20,000 (Jun 2019)
Tax Bill	$671 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4065-06-48-4798`

Property Details

APN / Parcel Number

Primary APN	`4065-06-48-4798`
Alternative APN	`R0017126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Porch	Finished/Screened Porch
Deck Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0017126
Old Parcel Number	4065 06 48 4798
Street Address	438 WOOD ST
City	CENTRAL
State	SC
Zip	29630-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 20 SINGLE FAM RES DIST
Legal Description	BROCKWOOD LOT 55
Legal Subdivision	BROCKWOOD
Legal Block	48
Legal Lot Number	55
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2047
Census Tract	11101

Owner

438 Wood St is owned and occupied by an individual who bought it in June 2019.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	438 WOOD ST, CENTRAL, SC 29630-9271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 23, 2019	Deed of Trust, Mortgage · Construction Mortgage ENTEGRA BANK
Jul 10, 2020	Loan Modification, Mortgage ENTEGRA BK
Jun 24, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Nov 12, 2010 · Amount on File
Deed Document Number	201909318
Deed Book / Page	2070 / 347
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	438 WOOD ST, CENTRAL, SC 29630-9271
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WOOD ST, CENTRAL, SC 29630-9271

Mortgage

Document Number	0000012462
Date	Jul 20, 2022
Book Page	6191/31
Instrument	202212462

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	438 WOOD ST, CENTRAL, SC 29630-9271
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016249
Date	Oct 23, 2019
Book Page	5558/072
Instrument	201916249

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKENS SC
Property Address	438 WOOD ST, CENTRAL, SC 29630-9271
Document Number	0000009943
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WOOD ST CENTRAL SC 29630, CENTRAL, SC 29630

Mortgage

Document Number	0000009943
Date	Jul 13, 2020
Book Page	005689/000044
Instrument	9943

Lender

Name	ENTEGRA BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Jun 24, 2019
Property Address	438 WOOD ST, CENTRAL, SC 29630-9271
Document Number	0000009318
Book / Page	002070 / 000347
Instrument Date	Jun 7, 2019
Instrument	9318
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 FALLING SPRINGS RD CENTRAL SC 296309406, CENTRAL, SC 29630-9406

Tax Assessment & Valuation

The 2025 property tax bill for 438 Wood St was $671, up 12.6% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+12.58%)	$6,720 (+15.07%) Land $920 Building $5,800	$230,800 (+58.08%) Land $31,600 Building $199,200
2024	$596.00 (+8.36%)	$5,840 (-) Land $800 Building $5,040	$146,000 (-) Land $20,000 Building $126,000
2023	$550.00 (-2.48%)	$5,840 (-) Land $800 Building $5,040	$146,000 (-) Land $20,000 Building $126,000
2022	$564.00	$5,840 Land $800 Building $5,040	$146,000 Land $20,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Wood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Wood St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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