438 Wolcott Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 438 Wolcott Ave, Middletown, RI 02842

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 9 ba · 7,675 sqft · built 1882
Lot Size1.97 acres (85,813 sqft)
Owner2 Trust Names on Record
Tax Bill$23,732 (2025)
Deeds & MortgagesMay 2021 Sale
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN199500306

Property Details

APN / Parcel Number

Primary APN199500306
Alternative APN
  • MIDD M:0122 B:00 L:23

Interior

Bedrooms9 Beds
Full Baths9 Baths
Units7 Units
Stories2 Stories
Building Area7,675 sqft Living Area
Gross Area11,502 sqft
1st Floor Area3,469 sqft
Basement Area1,775 sqft
Unfinished Basement1,775 sqft

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1882
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area85,813 sqft (1.97 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number199500306
Street Address438 WOLCOTT AVE
CityMIDDLETOWN
StateRI
Zip02842-5990
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR20
Legal Lot Number23
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3041
Census Tract40400

Owner

Source: Middletown Town records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Executor's Deed, Transfer
May 26, 2021Deed, Transfer
Nov 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMIDDLETOWN RI
Recording DateMay 28, 2021
Property Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990
Document Number0001720-90
Book / Page1720 / 90
Instrument DateMay 17, 2021
Instrument2005
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLETOWN RI
Recording DateMay 26, 2021
Property Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990
Document Number001719-276
Book / Page1719 / 276
Instrument DateMay 17, 2021
Instrument1960
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address438 WOLCOTT AVE, MIDDLETOWN, RI 02842-5990
Document Number1584-199
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WOLCOTT AVE MIDDLETOWN RI 028425990, MIDDLETOWN, RI 02842-5990

Mortgage

Document Number1584-199
DateJan 10, 2019
Book Page001584/000199
Instrument60
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$23,732.00 (+19.45%)$2,012,900 (+27.55%) Land $1,114,900 Building $898,000
2023$19,868.00 (+4.74%)$1,578,100 (-) Land $695,700 Building $882,400
2022$18,969.00$1,578,100 Land $695,700 Building $882,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims34 (1982–2020)
Claims Outside the SFHA14 of 34
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Severe Storms And Flooding, Apr 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30

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