1. Home
  2. Illinois
  3. Kendall County
  4. Oswego
  5. Windsor Dr

438 Windsor Dr, Oswego, IL 60543 Property Records

Kendall County property record for 438 Windsor Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,154 sqft · built 1995
Lot Size0.277 acres (12,047 sqft)
OwnerCompany Name on Record
Last Sale$232,000 (Sep 2001)
Tax Bill$9,133 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN03-29-121-006

Property Details

APN / Parcel Number

Primary APN03-29-121-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,154 sqft Living Area
Gross Area2,628 sqft
1st Floor Area2,154 sqft
Basement Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,047 sqft (0.277 acres)
Lot Dimensions139 ft deep x 85 ft wide
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address438 WINDSOR DR
CityOSWEGO
StateIL
Zip60543-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 DEERPATH CREEK UNIT 1 PHASE 1 VILLAGE OF OSWEGO.
Legal SubdivisionDEERPATH CREEK
Legal Lot Number8
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4009
Census Tract890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address438 WINDSOR DR, OSWEGO, IL 60543-9202
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 9, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2001 · Amount on Record
Deed SaleSep 12, 2001 · Amount on Record
Prior SaleMay 1, 1996 · Amount on Record
Deed Document Number200116906
Last Transfer DateAug 5, 2021
Transfer Doc0000021049
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address438 WINDSOR DR, OSWEGO, IL 60543-9202
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WINDSOR DR, OSWEGO, IL 60543-9202

Mortgage

Document Number0000016820
DateOct 14, 2022
Instrument202200016820
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateAug 9, 2021
Property Address438 WINDSOR DR, OSWEGO, IL 60543-9202
Document Number0000021049
Instrument DateAug 5, 2021
Instrument202100021049
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address438 WINDSOR DR, OSWEGO, IL 60543-9202

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,478 (+30.51%) Land $29,910 Building $95,568$376,434 (+30.51%) Land $89,730 Building $286,704
2024$9,133.00
2022$96,141 Land $22,917 Building $73,224$288,423 Land $68,751 Building $219,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Windsor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures