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438 Whitney St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 438 Whitney St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage960 sqft Living Area
Lot Size24,200 sqft (0.556 acres)
OccupancyOwner Occupied
Last Sale$237,000 (2019)
Tax Bill$51.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:R07 B:12 L:6
Alternative APN
  • M:R-07 B:0017 L:0006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Gross Area2,176 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area24,200 sqft (0.556 acres)

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address438 WHITNEY ST
CityGARDNER
StateMA
Zip01440-3441
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRAYMOND R ARES ET AL
Legal Block12
Legal Lot Number6
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1036
Census Tract707100

Owner

Source: Worcester County and Gardner City records · APN GARD M:R07 B:12 L:6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address438 WHITNEY ST, GARDNER, MA 01440-3441
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Oct 25, 2019Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
LEADERONE FINANCIAL
Apr 14, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleApr 14, 2017 · Amount on Record
Deed Doc Number2019113147
Deed Book / Page61296 / 284
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address438 WHITNEY ST, GARDNER, MA 01440-3441
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63055-247
DateAug 19, 2020
Book Page63055/247
Instrument93002
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

October 2019: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateOct 25, 2019
Property Address438 WHITNEY ST, GARDNER, MA 01440-3441
Document Number61296-284
Book / Page61296 / 284
Instrument DateOct 25, 2019
Instrument113147
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WHITNEY ST, GARDNER, MA 01440-3441

Mortgage

Document Number113148
DateOct 25, 2019
Instrument113148
Lender
NameLEADERONE FINANCIAL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateApr 14, 2017
Property Address438 WHITNEY ST, GARDNER, MA 01440-3441
Document Number56980-129
Book / Page056980 / 000129
Instrument DateApr 14, 2017
Instrument37603
Transaction TypeTransfer
Record UpdatedMay 02, 2017

Transaction

AmountAmount Recorded
Tax$797.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 WHITNEY ST GARDNER MA 014403441, GARDNER, MA 01440-3441

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$51.00 (-98.98%)$358,000 (+7.64%) Land $76,800 Building $281,200$315,305
2024$4,986.00 (+7.71%)$332,600 (+15.89%) Land $69,900 Building $262,700
2023$4,629.00$287,000 Land $68,900 Building $218,100

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