438 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 438 Webb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,116 sqft · built 2012
Lot Size	0.652 acres (28,412 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2013)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`59541`

Property Details

APN / Parcel Number

Primary APN	`59541`
Alternative APN	`1290533`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,116 sqft Finished Area
Upper Floors Area	1,256 sqft
Attic	Attic
Attic Area	444 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	28,412 sqft (0.652 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1290533
Street Address	438 WEBB RD
City	SHELBY
State	NC
Zip	28152-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#23PB29-182CRESTVIEW PH1
Legal Subdivision	CRESTVIEW
Legal Block	1
Legal Lot Number	171
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1008
Census Tract	951503

Owner

Source: Cleveland County records · APN 59541

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	438 WEBB RD, SHELBY, NC 28152-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2013 · Amount on Record
Deed Sale	Jan 23, 2013 · Amount on Record
Prior Sale	Aug 31, 2012 · Amount on Record
Deed Document Number	2013761
Deed Book / Page	1649 / 1838
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	438 WEBB RD, SHELBY, NC 28152-9000
Document Number	0018261375
Instrument Date	Oct 01, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WEBB RD SHELBY NC 281529000, SHELBY, NC 28152-9000

Mortgage

Document Number	0018261375
Date	Nov 17, 2020
Book Page	001826/001375
Instrument	46911

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 16, 2043

Interest

Rate	3%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,995 (-) Land $25,000 Building $339,995	$364,995 (-) Land $25,000 Building $339,995
2025	$2,317.00	$364,995 (+54.79%) Land $25,000 Building $339,995	$364,995 (+54.79%) Land $25,000 Building $339,995
2023		$235,803 Land $22,500 Building $213,303	$235,803 Land $22,500 Building $213,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0123055, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.