Stephens County property record for 438 Watson St, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,232 sqft Heated Area |
| Lot Size | 47,480 sqft (1.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $108,300 (2009) |
| Tax Bill | $2,224.00 (2025) |
| Primary APN | T09 032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Heated Area |
| Basement Area | 1,232 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 632 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,480 sqft (1.09 acres) |
| Patio Area | 80 sqft Patio |
| Porch Area | 136 sqft Porch |
| Pole Structure | 576 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 488820 |
|---|---|
| Street Address | 438 WATSON ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PARK VIEW S/D |
| Legal Subdivision | PARK VIEW |
| Legal Lot Number | 3 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | TOCCOA |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 970101 |
Source: Stephens County records · APN T09 032
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 WATSON ST, TOCCOA, GA 30577-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2009 · Amount on Record |
| Deed Sale | Nov 13, 2009 · Amount on Record |
| Prior Sale | Mar 06, 2007 · Amount on Record |
| Deed Book / Page | 912 / 436 |
| Prior Transfer Date | May 10, 2007 |
| Prior Transfer Doc | 0008090131 |
| Record Refreshed | Jun 08, 2026 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (+14.17%) Homeowner's exemption | $76,179 (+34.2%) Land $3,899 Building $72,280 | $190,448 (+34.19%) Land $9,748 Building $180,700 |
| 2023 | $1,948.00 (+2.91%) Homeowner's exemption | $56,767 (+6.05%) Land $3,899 Building $52,868 | $141,919 (+6.05%) Land $9,748 Building $132,171 |
| 2022 | $1,893.00 Homeowner's exemption | $53,527 Land $3,899 Building $49,628 | $133,817 Land $9,748 Building $124,069 |
438 Watson St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 77th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 752 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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