438 Wall St, North Bend, OR 97459 Property Records

Coos County property record for 438 Wall St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,075 sqft · built 1923
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2023)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W15DD0620000`

Property Details

APN / Parcel Number

Primary APN	`25S13W15DD0620000`
Alternative APNs	`25 S 13 W 15 DD 6200` `05502500` `5502500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	1,075 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	5502500
Street Address	438 WALL ST
City	NORTH BEND
State	OR
Zip	97459-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Range	13W
Legal Township	25S
Legal Section	15
Legal Subdivision	PLAT B BLK 37 COOS BAY ADDITION
Legal Lot Number	6200
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1027
Census Tract	300

Owner

Source: Coos County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 WALL ST, NORTH BEND, OR 97459-3143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE INC
Oct 2, 2020	Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	20237543
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	200713052
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	438 WALL ST, NORTH BEND, OR 97459-3143
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WALL ST, NORTH BEND, OR 97459-3143

Mortgage

Document Number	0202507894
Date	Nov 20, 2025
Instrument	2025-07894

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Oct 27, 2023
Property Address	438 WALL ST, NORTH BEND, OR 97459-3143
Document Number	0202307543
Instrument Date	Oct 26, 2023
Instrument	2023-07543
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 WALL ST, NORTH BEND, OR 97459-3143

Mortgage

Document Number	0202307544
Date	Oct 27, 2023
Instrument	2023-07544

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COOS OR
Recording Date	Oct 2, 2020
Property Address	438 WALL ST, NORTH BEND, OR 97459-3143
Document Number	202009810
Instrument Date	Oct 1, 2020
Instrument	2020-09810
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WALL ST, NORTH BEND, OR 97459-3143

Mortgage

Document Number	202009811
Date	Oct 2, 2020
Instrument	2020-09811

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00 (-0.91%)	$110,570 (+3%)	$262,980 (+1.87%) Land $97,090 Building $165,890
2024	$1,651.00 (+2.99%)	$107,350 (+2.99%)	$258,150 (-5.14%) Land $97,090 Building $161,060
2023	$1,603.00 (+1.07%)	$104,230 (+2.99%)	$272,150 (+16.54%) Land $97,090 Building $175,060
2022	$1,586.00	$101,200	$233,530 Land $85,170 Building $148,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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