Monroe County property record for 438 W Rauch Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,032 sqft |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2014) |
| Tax Bill | $2,986 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-035-012-03 |
| Primary APN | 08-035-012-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 5 Stories |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Basement Area | 800 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 438 W RAUCH RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2014R18026 2559-696 T7S R7E SEC 35 8.0 AC COM AT SW COR OF SW 1/4 OF SEC 35 TH S 89 DEG 26' 23" E ON S LI OF SW 1/4 OF SEC 35 |
| Legal Range | 07E |
| Legal Township | 07S |
| Legal Section | 35 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | IDA |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 832800 |
438 W Rauch Rd is owned and occupied by an individual who bought it in September 2014.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 W RAUCH RD, TEMPERANCE, MI 48182-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on File |
| Deed Sale | Sep 24, 2014 · Amount on File |
| Deed Document Number | 201418026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 438 W RAUCH RD, TEMPERANCE, MI 48182-9010 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 438W W RAUCH RD, TEMPERANCE, MI 48182-9010 |
| Document Number | 0000023547 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022R23547 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 438 W RAUCH RD, TEMPERANCE, MI 48182-9010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002155 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019R02155 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 438 W Rauch Rd was $2,986 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ida Township |
| Unified School District | Ida Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,900 Land $46,700 Building $151,200 | $395,800 Land $93,400 Building $302,400 | |
| 2025 | $2,986.00 Homeowner's exemption | ||
| 2023 | $2,290.00 Homeowner's exemption | $121,000 | $242,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 W Rauch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 W Rauch Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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