438 W Eden St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 438 W Eden St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 1980
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,320 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987520909529`

Property Details

APN / Parcel Number

Primary APN	`987520909529`
Alternative APN	`000653000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Electric

Location & Zoning

Account Number	987520909529
Street Address	438 W EDEN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 38-40 BLK: 52 SEC: PL: 1 SL: 188
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	52
Legal Lot Number	38-40
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2038
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	438 W EDEN ST, KILL DEVIL HILLS, NC 27948-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 4, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2016
Transfer Doc	2119/393
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	438 W EDEN ST, KILL DEVIL HILLS, NC 27948-9497
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2920, KILL DEVIL HILLS, NC 27948-2920

Mortgage

Document Number	0002832/62
Date	Jan 22, 2026
Book Page	2832/62
Instrument	700156382

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	2721 S CROATAN HWY, NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	438 W EDEN ST, KILL DEVIL HILLS, NC 27948-9497
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 W EDEN ST, KILL DEVIL HILLS, NC 27948-9497

Mortgage

Document Number	002579/511
Date	Jan 4, 2022
Book Page	2579/511
Instrument	700111374

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	NAGS HEAD, NC 27959

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Dec 17, 2046

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,320.00	$427,200 (-) Land $263,100 Building $164,100	$427,200 (-) Land $263,100 Building $164,100
2025	$2,320.00 (+35.28%)	$427,200 (+88.11%) Land $263,100 Building $164,100
2023	$1,715.00	$227,100 Land $103,500 Building $123,600
2020			$427,200 Land $263,100 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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