Winnebago County property record for 438 W 9th Ave, Oshkosh, WI 54902
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1910 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Jul 2026) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05990000 |
| Primary APN | 09-05990000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 909-05990000 |
|---|---|
| Street Address | 438 W 9TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6467 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 17 BLK 82 PLAT OF ORIGINAL 3RD WARD |
| Legal Subdivision | ORGINAL THIRD WARD |
| Legal Block | 82 |
| Legal Lot Number | 17 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1200 |
Source: Winnebago County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage GOWEY ABSTRACT & TITLE |
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit WEST POINTE BANK |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 25, 2026 | Warranty Deed, Transfer · Commercial Mortgage MARK POMERENKE |
| Aug 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2026 · Amount on Record |
| Deed Document Number | 20261970363 |
| Prior Transfer Date | Jul 20, 2021 |
| Prior Transfer Doc | 0001859337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jul 1, 2026 |
| Property Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Document Number | 0001970363 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261970363 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | GOWEY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,994.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Investor | Possibly a Property Investor |
| Document Number | 0001970364, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20261970364 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001970365, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20261970365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 1, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 S PORTLAND ST, FOND DU LAC, WI 54935-4216 |
| Document Number | 0001963930 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 1963930 |
| Name | WEST POINTE BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jan 10, 2027 |
| Rate | 6.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001875387 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 1875387 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 25, 2026 |
| Property Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Document Number | 0001962213 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 1962213 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | GOWEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 S PORTLAND ST, FOND DU LAC, WI 54935-4216 |
| Document Number | 0001962214 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1962214 |
| Name | MARK POMERENKE |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 5, 2021 |
| Property Address | 438 W 9TH AVE, OSHKOSH, WI 54902-6467 |
| Document Number | 0001859337 |
| Map Reference | MAP 1894 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 1859337 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 (+1.98%) | $133,900 (-) Land $13,600 Building $120,300 | |
| 2024 | $2,575.00 (+30.38%) | $133,900 (+102.57%) Land $13,600 Building $120,300 | $139,707 (+46.27%) Land $14,189 Building $125,518 |
| 2023 | $1,975.00 (+2.07%) | $66,100 (-) Land $8,500 Building $57,600 | $95,516 Land $12,283 Building $83,233 |
| 2022 | $1,935.00 | $66,100 Land $8,500 Building $57,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2004–2008) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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