Winnebago County property record for 438 W 6th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,330 sqft · built 1868 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2016) |
| Tax Bill | $2,521 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-05380000 |
| Primary APN | 09-05380000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Exterior Material | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 125 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 909-05380000 |
|---|---|
| Street Address | 438 W 6TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | E 6 FT OF LOT 16 & ALL OF LOT 17 BLK 79 PLAT OF ORIGINAL3RD WARD |
| Legal Subdivision | OSHKOSH 3RD WARD |
| Legal Block | 79 |
| Legal Lot Number | 16,17 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1200 |
438 W 6th Ave is owned and occupied by an individual who acquired it in June 2020.
Source: Winnebago County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 W 6TH AVE, OSHKOSH, WI 54902-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINNEBAGO COMMUNITY CREDIT UNION |
| Nov 15, 2022 | Deed of Trust, Mortgage WINNEBAGO COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2016 · Amount on File |
| Deed Sale | Oct 3, 2016 · Amount on File |
| Deed Document Number | 20161724368 |
| Last Transfer Date | Jun 20, 2020 |
| Transfer Doc | 0001830608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Oct 7, 2026 |
| Property Address | 438 W 6TH AVE, OSHKOSH, WI 54902-5914 |
| Document Number | 0001976733 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261976733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 438 W 6TH AVE, OSHKOSH, WI 54902-5914 |
| Document Number | 0001976733, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20261976733 |
| Name | WINNEBAGO COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 438 W 6TH AVE, OSHKOSH, WI 54902-5914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001894836 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 1894836 |
| Name | WINNEBAGO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54903 |
| Amount | Amount on Record |
|---|
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,500 Land $24,600 Building $122,900 | ||
| 2024 | $2,521.00 (+36.2%) | ||
| 2023 | $1,851.00 (-1.02%) Homeowner's exemption | $74,000 (-) Land $15,400 Building $58,600 | $106,931 Land $22,253 Building $84,678 |
| 2022 | $1,870.00 Homeowner's exemption | $74,000 Land $15,400 Building $58,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 W 6th Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2004–2008) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 W 6th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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