438 W 1st Ave, Chico, CA 95926 Property Records

Butte County property record for 438 W 1st Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,180 sqft · built 1959
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on File
Last Sale	$260,000 (Jul 2018)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`003-082-007-000`

Property Details

APN / Parcel Number

Primary APN	`003-082-007-000`
Alternative APN	`003-082-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,180 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Modern
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	438 W 1ST AVE
City	CHICO
State	CA
Zip	95926-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	438 W 1ST AVE
Legal Subdivision	KLONDIKE ADD 01
Legal Block	7
Legal Lot Number	12,13
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2003
Census Tract	603

Owner

438 W 1st Ave is owned by a company that acquired it in August 2023.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	1281 EAST AVE, 150, CHICO, CA 95926-1026
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Intrafamily Transfer, Transfer
Jul 26, 2021	Intrafamily Transfer, Transfer
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 13, 2018	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Apr 5, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING
Feb 9, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Feb 9, 2017	Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	201823707
Last Transfer Date	Aug 15, 2023
Transfer Doc	0000021979
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Aug 22, 2023
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000021979
Map Reference	MB 4 PG 9
Instrument Date	Aug 15, 2023
Instrument	2023-0021979
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1281 EAST AVE STE 150, 150, CHICO, CA 95926-1026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jul 26, 2021
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000033206
Map Reference	MB 4 PG 9
Instrument Date	Jul 19, 2021
Instrument	2021-0033206
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	785 EL MONTE AVE, CHICO, CA 95928-9143

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049472
Date	Nov 12, 2019
Instrument	2019-0049472

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 13, 2018
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000023707
Instrument Date	Jul 2, 2018
Instrument	23707
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 W 1ST AVE CHICO CA 959263807, CHICO, CA 95926-3807

Mortgage

Document Number	23708
Date	Jul 13, 2018
Instrument	23708

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 5, 2018
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000011381
Instrument Date	Mar 29, 2018
Instrument	11381
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	438 W 1ST AVE CHICO CA 959263807, CHICO, CA 95926-3807

Mortgage

Document Number	11382
Date	Apr 5, 2018
Instrument	11382

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	COWAN HEIGHTS, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 9, 2017
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000005758
Instrument Date	Jan 31, 2017
Instrument	5758
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1163 LOMITAS AVE LIVERMORE CA 945506437, LIVERMORE, CA 94550-6437

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 9, 2017
Property Address	438 W 1ST AVE, CHICO, CA 95926-3807
Document Number	0000005756
Instrument Date	Jan 31, 2017
Instrument	5756
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1163 LOMITAS AVE LIVERMORE CA 945506437, LIVERMORE, CA 94550-6437

Mortgage

Document Number	5757
Date	Feb 9, 2017
Instrument	5757

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	COWAN HEIGHTS, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 438 W 1st Ave was $3,362, up 6.8% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,830 (+2%) Land $147,915 Building $147,915
2025	$3,362.00 (+6.8%)	$290,030 Land $145,015 Building $145,015
2024	$3,148.00 (+1.19%)		$372,510
2023	$3,111.00 (+1.6%)	$278,770 Land $139,385 Building $139,385
2022	$3,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 W 1st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 W 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications, T-Mobile, unWired Broadband, Verizon.

438 W 1st Ave, Chico, CA 95926 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 1st Ave

Nearby Streets

Search Property Records by Address or Parcel Number