438 Vine St, Geneva, OH 44041 Property Records

Ashtabula County property record for 438 Vine St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,260 sqft · built 1925
Lot Size	0.223 acres (9,727 sqft)
Owner	Individual Name on File
Last Sale	$56,196 (Sep 2017)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-004-00-113-00`

Property Details

APN / Parcel Number

Primary APN	`20-004-00-113-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	448 sqft
Basement Area	282 sqft
Family Room	Family Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,727 sqft (0.223 acres)
Lot Dimensions	168 ft deep x 58 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	98 sqft
Deck Area	204 sqft
Patio Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	438 VINE ST
City	GENEVA
State	OH
Zip	44041-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-3 TIBBITTS
Legal Subdivision	TIBBITTS
Legal Lot Number	3
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5012
Census Tract	900

Owner

438 Vine St is owned and occupied by an individual who bought it in September 2017.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	438 VINE ST, GENEVA, OH 44041-1452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Sep 4, 2013 · Amount on File
Deed Document Number	20179752
Deed Book / Page	645 / 908
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	438 VINE ST, GENEVA, OH 44041-1452
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 VINE ST, GENEVA, OH 44041-1452

Mortgage

Document Number	0000004625
Date	May 2, 2022
Book Page	769/2615
Instrument	202200004625

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 29, 2017
Property Address	438 VINE ST, GENEVA, OH 44041-1452
Document Number	0000009752
Book / Page	645 / 0908
Map Reference	VOL 1 PG 17
Instrument Date	Sep 29, 2017
Instrument	201700009752
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST SOURCE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 VINE ST, GENEVA, OH 44041-1452

Mortgage

Document Number	0000009753
Date	Sep 29, 2017
Instrument	201700009753

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 438 Vine St was $3,906.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00	$47,880 Land $7,840 Building $40,040	$136,800 Land $22,400 Building $114,400
2023	$2,317.00 (+23.97%) Homeowner's exemption	$47,880 (+25.83%) Land $7,840 Building $40,040	$136,800 Land $22,400 Building $114,400
2022	$1,869.00 Homeowner's exemption	$38,050 Land $6,020 Building $32,030
2020			$108,700 Land $17,200 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Vine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Vine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GreatWave Communications.

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