Gaston County property record for 438 Upper Stanley Rd, Stanley, NC 28164
| Property Type | Vacant Land |
|---|---|
| Lot Size | 11.7 acres (513,137 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 310036 |
| Primary APN | 310036 |
|---|
| Lot Area | 513,137 sqft (11.7 acres) |
|---|
| Street Address | 438 UPPER STANLEY RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-9456 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | UPPER STANLEY RD. LOT 1 PLAT BOOK 100 PAGE 048 |
| Legal Lot Number | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30208 |
Source: Gaston County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 110 AIRPORT RD, STANLEY, NC 28164-1202 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Aug 9, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage BELMONT SAVINGS BANK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 |
| Deed Sale | Jun 9, 2023 |
| Deed Document Number | 0054151822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 438 UPPER STANLEY RD, STANLEY, NC 28164-9456 |
| Document Number | 5636001427 |
| Book / Page | 5636 / 1427 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 438 UPPER STANLEY RD, STANLEY, NC 28164-9456 |
| Document Number | 5636001427, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 5636/1427 |
| Name | BELMONT SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 24, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 438 UPPER STANLEY RD, STANLEY, NC 28164-9456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 110 AIRPORT RD, STANLEY, NC 28164-1202 |
| Document Number | 0054271426 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 5427/1426 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 1, 2054 |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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