438 Truman Rd, Franklin, TN 37064 Property Records

Williamson County property record for 438 Truman Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,796 sqft · built 2013
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Sep 2025)
Tax Bill	$3,577 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106K-G-005.00-000`

Property Details

APN / Parcel Number

Primary APN	`106K-G-005.00-000`
Alternative APNs	`094106K G 00500` `1075189`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,796 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 TRUMAN RD
City	FRANKLIN
State	TN
Zip	37064-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS AT LADD PARK SEC 3-A PB 53 PG 115 LOT 0156
Legal Subdivision	HIGHLANDS AT LADD PARK
Legal Lot Number	0156
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4048
Census Tract	51002

Owner

438 Truman Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Williamson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	438 TRUMAN RD, FRANKLIN, TN 37064-8321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage DELTA COMMUNITY CU
Apr 24, 2020	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Mar 17, 2015 · Amount on File
Deed Document Number	202531577
Deed Book / Page	9837 / 733
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0079720015
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 30, 2025
Property Address	438 TRUMAN RD, FRANKLIN, TN 37064-8321
Document Number	0098370733
Book / Page	9837 / 733
Map Reference	MB 5318 PG 592
Instrument Date	Sep 29, 2025
Instrument	25031577
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 TRUMAN RD, FRANKLIN, TN 37064-8321
Investor	Possibly a Property Investor

Mortgage

Document Number	0025031578
Date	Sep 30, 2025
Instrument	25031578

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 24, 2020
Property Address	438 TRUMAN RD, FRANKLIN, TN 37064-8321
Document Number	0079720015
Book / Page	007972 / 000015
Instrument Date	Apr 17, 2020
Instrument	18445
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 TRUMAN RD FRANKLIN TN 370648321, FRANKLIN, TN 37064-8321

Mortgage

Document Number	79820356
Date	Apr 24, 2020
Book Page	007982/000356
Instrument	19799

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,050 (+54.36%) Land $68,750 Building $187,300	$1,024,200 (+54.36%) Land $275,000 Building $749,200
2024	$3,577.00 (+0.03%)	$165,875 (-) Land $27,500 Building $138,375	$663,500 (-) Land $110,000 Building $553,500
2023	$3,576.00 (-0.03%)	$165,875 (-) Land $27,500 Building $138,375	$663,500 (-) Land $110,000 Building $553,500
2022	$3,577.00	$165,875 Land $27,500 Building $138,375	$663,500 Land $110,000 Building $553,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Truman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Truman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Also Mapped Here	FRANKLIN WATER DEPT
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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