Baltimore County property record for 438 Torner Rd, Baltimore, MD 21221
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1954 |
| Lot Size | 0.057 acres (2,466 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,500 (Jun 2004) |
| Tax Bill | $2,537 (2024) |
| Deeds & Mortgages | Mar 2019 Loan Modification |
| APN | 15-1508007420 |
| Primary APN | 15-1508007420 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 512 sqft |
| Basement Area | 120 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,466 sqft (0.057 acres) |
| Lot Dimensions | 137 ft deep x 16 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1508007420 |
|---|---|
| Street Address | 438 TORNER RD |
| City | ESSEX |
| State | MD |
| Zip | 21221-2144 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MIDDLESEX |
| Legal Subdivision | MIDDLESEX |
| Legal Block | 11 |
| Legal Lot Number | 20 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 492300 |
Source: Baltimore County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 TORNER RD, ESSEX, MD 21221-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2004 · Amount on Record |
| Deed Sale | Jun 8, 2004 · Amount on Record |
| Prior Sale | Jun 8, 2004 · Amount on Record |
| Deed Document Number | 2004287744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 438 TORNER RD, BALTIMORE, MD 21221-2144 |
| Document Number | 0412990281 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 438 TORNER RD ESSEX MD 212212144, ESSEX, MD 21221-2144 |
| Document Number | 0412990281 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 041299/000281 |
| Name | SELENE FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2049 |
| Rate | 5.25% |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,767 (+22.34%) | $155,800 (+33.5%) Land $48,000 Building $107,800 | |
| 2024 | $2,537.00 (+127.53%) | ||
| 2023 | $1,115.00 | $116,700 Land $48,000 Building $68,700 | $116,700 Land $48,000 Building $68,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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