438 Topaz Cir, Dover, DE 19904 Property Records

Kent County property record for 438 Topaz Cir, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,538 sqft · built 2007
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$5,328 (May 2024)
Tax Bill$2,547 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN2-05-067.01-01-92.00-000

Property Details

APN / Parcel Number

Primary APN2-05-067.01-01-92.00-000
Alternative APNs
  • ED05067.010192.00/000
  • 77571
  • 84054

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,538 sqft Living Area
Basement Area1,446 sqft
Unfinished Basement1,446 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions114 ft deep x 70 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number84054
Street Address438 TOPAZ CIR
CityDOVER
StateDE
Zip19904-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionEMERALD POINTE SUB., LOT #92 438 TOPAZ CIRCLE
Legal SubdivisionEMERALD POINTE
Legal Lot Number92
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1006
Census Tract40700

Owner

438 Topaz Cir is owned by an individual who bought it in May 2024.

Source: Kent County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address107 PRINCETON ST, JAMAICA, NY 11435
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed, Transfer · Commercial Mortgage
HOMETOWN EQUITY MORTGAGE
Jan 29, 2021Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2024 · Amount on File
Deed SaleMay 3, 2024 · Amount on File
Prior SaleAug 30, 2007 · Amount on File
Deed Document Number2024492819
Deed Book / Page12974 / 192
Prior Transfer DateOct 7, 2020
Prior Transfer Doc0000407460
Record UpdatedOct 29, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMay 3, 2024
Property Address438 TOPAZ CIR, DOVER, DE 19904-3711
Document Number0000492819
Book / Page12974 / 192
Instrument DateApr 19, 2024
Instrument2024-492819
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

AmountAmount on Record
Tax$133.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10715 PRINCETON ST, JAMAICA, NY 11435-5311

Mortgage

Document Number0000492901
DateMay 6, 2024
Book Page12976/185
Instrument2024-492901
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJan 29, 2021
Property Address438 TOPAZ CIR, DOVER, DE 19904-3711
Document Number0000407460
Book / Page010765 / 000338
Instrument DateOct 7, 2020
Instrument407460
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$6,527.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address438 TOPAZ CIR DOVER DE 199043711, DOVER, DE 19904-3711

Tax Assessment & Valuation

The 2026 property tax bill for 438 Topaz Cir was $2,547, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,547.00 (+5.86%)$409,400 Land $77,000 Building $332,400
2025$2,406.00
2023$1,913.00$65,000 Land $7,200 Building $57,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 438 Topaz Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Topaz Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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