438 Tinkham Rd, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 438 Tinkham Rd, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 1948
Lot Size	0.431 acres (18,770 sqft)
Owner	Individual Name on Record
Last Sale	$274,500 (Apr 2021)
Tax Bill	$5,568 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11570 P:0098`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11570 P:0098`
Alternative APN	`115700098`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	798 sqft
Basement Area	256 sqft
Unfinished Basement	221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	18,770 sqft (0.431 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	115700098
Street Address	438 TINKHAM RD
City	SPRINGFIELD
State	MA
Zip	01129-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 TINKHAM RD, SPRINGFIELD, MA 01129-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 2, 2021	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Oct 16, 2020	Fiduciary Deed, Transfer KEVIN KEITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202122549
Deed Book / Page	23803 / 130
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 22, 2026
Property Address	438 TINKHAM RD, SPRINGFIELD, MA 01129-1940
Document Number	026299-591
Book / Page	26299 / 591
Instrument Date	Feb 24, 2026
Instrument	202617256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 TINKHAM RD, SPRINGFIELD, MA 01129-1940

Mortgage

Document Number	0000017256,
Date	Apr 22, 2026
Book Page	26299/591
Instrument	202617256

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.1%
Max Rate	-1%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 2, 2021
Property Address	438 TINKHAM RD, SPRINGFIELD, MA 01129-1940
Document Number	23803-130
Book / Page	23803 / 130
Instrument Date	Apr 2, 2021
Instrument	22549
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WESTON ST, WILBRAHAM, MA 01095-1057

Mortgage

Document Number	22550
Date	Apr 2, 2021
Instrument	22550

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 16, 2020
Property Address	438 TINKHAM RD, SPRINGFIELD, MA 01129-1940
Document Number	23480-49
Book / Page	023480 / 000049
Instrument Date	Oct 16, 2020
Instrument	60060
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1218 WESTFIELD ST WEST SPRINGFIELD MA 010893811, WEST SPRINGFIELD, MA 01089-3811

Mortgage

Document Number	23480-51
Date	Oct 16, 2020
Book Page	023480/000051
Instrument	60061

Lender

Name	KEVIN KEITH

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,568.00 (+12.1%)	$355,100 (+21.9%) Land $64,300 Building $290,800	$352,450 (-1.7%)
2024			$358,530
2023	$4,967.00	$291,300 Land $61,200 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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