438 Timber Ridge Dr, Bartlett, IL 60103 Property Records

Cook County property record for 438 Timber Ridge Dr, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,454 sqft · built 1989
Lot Size	0.477 acres (20,790 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2010)
Tax Bill	$13,194 (2023)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-310-002`

Property Details

APN / Parcel Number

Primary APN	`06-27-310-002`
Alternative APN	`06-27-310-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,790 sqft (0.477 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 TIMBER RIDGE DR
City	BARTLETT
State	IL
Zip	60103-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE (WOODS) OF (BARTLETT) (FINAL) PUD PLAN & PLAT OF SUB A SUB OF PT OF THE EH OF THE SW OF SEC 27 & PT OF THE NW SEC 34-41-0
Legal Range	09E
Legal Township	41N
Legal Section	34
Legal Subdivision	WOODS OF BARTLETT FINAL
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1000
Census Tract	804506

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 TIMBER RIDGE DR, BARTLETT, IL 60103-6603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	201057075
Prior Transfer Date	Oct 9, 1997
Prior Transfer Doc	0000000844
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	438 TIMBER RIDGE DR, BARTLETT, IL 60103-6603
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029528299
Date	Oct 22, 2021
Instrument	2129528299

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	438 TIMBER RIDGE DR, BARTLETT, IL 60103-6603
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011006171
Date	Apr 20, 2021
Instrument	2111006171

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	438 TIMBER RIDGE DR, BARTLETT, IL 60103-6603
Document Number	1924022053
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 TIMBER RIDGE DR BARTLETT IL 601036603, BARTLETT, IL 60103-6603

Mortgage

Document Number	1924022053
Date	Aug 28, 2019
Instrument	24022053

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Bartlett Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,001 (+31.12%) Land $15,593 Building $43,408	$590,010 (+31.12%) Land $155,930 Building $434,080
2023	$13,194.00 (+3.76%)
2022	$12,716.00 Homeowner's exemption	$44,999 Land $13,513 Building $31,486	$449,990 Land $135,130 Building $314,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT serves 41,500 people · EPA ID IL0314120
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	20 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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