438 Three Ridges, Roseland, VA 22967 Property Records

Nelson County property record for 438 Three Ridges, Roseland, VA 22967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 852 sqft · built 1977
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$140,700 (Sep 2016)
Tax Bill	$1,395 (2026)
Deeds & Mortgages	Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`11X B 438`

Property Details

APN / Parcel Number

Primary APN	`11X B 438`
Alternative APN	`11858`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	852 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,049 sqft (0.07 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11858
Street Address	438 THREE RDGS
City	ROSELAND
State	VA
Zip	22967-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE RIDGES PHASE 5 DB 165/602
Legal Subdivision	THREE RIDGES
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	950202

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 77, NEW HOPE, VA 24469-0077
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	20162329
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	438 THREE RDGS, WINTERGREEN RESORT, VA 22967-8248
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202257
Date	Aug 31, 2022
Instrument	202202257

Lender

Name	PARK VIEW FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,395.00 (+51.47%)	$249,200 (+75.74%) Land $15,000 Building $234,200	$249,200 (+75.74%) Land $15,000 Building $234,200
2025		$141,800 (-) Land $15,000 Building $126,800	$141,800 (-) Land $15,000 Building $126,800
2023	$921.00	$141,800 Land $15,000 Building $126,800	$141,800 Land $15,000 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	171 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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