Charles County property record for 438 Thistle Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,160 sqft · built 1990 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Sep 2017) |
| Tax Bill | $6,962 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-196667 |
| Primary APN | 06-196667 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 196667 |
|---|---|
| Street Address | 438 THISTLE PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-5264 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 69 PLAT 1 SEC 3 TANGLEWOOD TOWNHOUSES |
| Legal Subdivision | TANGLEWOOD TOWNHOUSES |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850709 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC |
| Feb 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Sep 1, 2017 | Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Apr 24, 1995 · Amount on Record |
| Deed Book / Page | 9972 / 26 |
| Transfer Doc | 2048000473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Title Company | UNKNOWN, ALLIANCE FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Document Number | 0138880108 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 13888/108 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Document Number | 0132110239 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 13211/239 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 1, 2017 |
| Property Address | 438 THISTLE PL, WALDORF, MD 20601-5264 |
| Document Number | 0099720026 |
| Book / Page | 9972 / 026 |
| Map Reference | MB DGB40 FO55 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000997230 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 9972/30 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,867 (+25.52%) | $275,400 (+23.61%) Land $95,000 Building $180,400 | |
| 2025 | $6,962.00 (+155.21%) | ||
| 2023 | $2,728.00 Homeowner's exemption | $205,433 | $222,800 Land $90,000 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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