438 Thayer St, Chapin, SC 29036 Property Records

Lexington County property record for 438 Thayer St, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,548 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$362,990 (Aug 2022)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001615-01-033`

Property Details

APN / Parcel Number

Primary APN	`001615-01-033`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,548 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 THAYER ST
City	CHAPIN
State	SC
Zip	29036-9839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	WESSINGER FARMS PH 1-BLOT 33
Legal Subdivision	WESSINGER FARMS
Legal Lot Number	33
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2001
Census Tract	21208

Owner

Source: Lexington County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	438 THAYER ST, CHAPIN, SC 29036-9839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 10, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	202237113
Deed Book / Page	21022 / 2227
Record Updated	Sep 20, 2026

August 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 17, 2022
Property Address	438 THAYER ST, CHAPIN, SC 29036-9839
Document Number	2102202227
Book / Page	21022 / 2227
Map Reference	MB 20760 PG 194
Instrument Date	Aug 17, 2022
Instrument	2022037113
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$943.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 THAYER ST, CHAPIN, SC 29036-9839

Mortgage

Document Number	2022037114
Date	Aug 17, 2022
Instrument	2022037114

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 10, 2021
Property Address	438 THAYER ST, CHAPIN, SC 29036-9839
Document Number	2092702612
Book / Page	20927 / 2612
Instrument Date	Mar 4, 2021
Instrument	2021012647
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$506.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WILDWOOD CENTRE DR, COLUMBIA, SC 29229-8420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (-6.35%)
2024	$2,221.00 (+0.86%)	$14,520 (+6,814.29%) Land $1,820 Building $12,700	$362,990 (+10,271.14%) Land $45,500 Building $317,490
2023	$2,202.00	$210 Land $210	$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2020–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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