1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Terranova St

438 Terranova St, Winter Haven, FL 33884 Property Records

Polk County property record for 438 Terranova St, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,823 sqft · built 2005
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on File
Last Sale$36,900 (Sep 2004)
Tax Bill$1,214 (2025)
Deeds & MortgagesApr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN26-29-14-687807-002000

Property Details

APN / Parcel Number

Primary APN26-29-14-687807-002000
Alternative APNs
  • 142926687807002000
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,823 sqft Living Area
Gross Area2,285 sqft
1st Floor Area1,823 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area10,977 sqft (0.252 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
Pool TypeEnclosed Pool
PorchScreened/Unfinished Porch
Porch Area402 sqft

Location & Zoning

Street Address438 TERRANOVA ST
CityWINTER HAVEN
StateFL
Zip33884-3430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE III PLAT BOOK 124 PGS 23 THRU 27 LOT 200
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE III
Legal PhaseIII
Legal Tract687807
Legal Block4
Legal Lot Number200
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4020
Census Tract14501

Owner

438 Terranova St is owned and occupied by two individuals who acquired it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address438 TERRANOVA ST, WINTER HAVEN, FL 33884-3430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2004 · Amount on File
Deed SaleSep 15, 2004 · Amount on File
Deed Document Number2004188385
Deed Book / Page5922 / 1172
Last Transfer DateApr 16, 2018
Transfer Doc0000081065
Record UpdatedOct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateApr 17, 2018
Property Address438 TERRANOVA ST, WINTER HAVEN, FL 33884-3430
Document Number0104551992
Book / Page010455 / 001992
Instrument DateApr 16, 2018
Instrument81065
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 TERRANOVA ST WINTER HAVEN FL 338843430, WINTER HAVEN, FL 33884-3430

Tax Assessment & Valuation

The 2025 property tax bill for 438 Terranova St was $1,214 with exemptions applied.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,799 (+2.7%)$284,925 (+4.41%) Land $50,000 Building $234,925
2025$1,214.00 Homeowner's exemption$148,782$272,886 Land $50,000 Building $222,886
2023$1,084.00 (-1.99%) Homeowner's exemption$140,378 (+3%)$274,841 (+10.95%) Land $48,000 Building $226,841
2022$1,106.00 Homeowner's exemption$136,289$247,712 Land $40,000 Building $207,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Terranova St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Terranova St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Terranova St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures