438 Symphony Cir, Saint Joseph, MI 49085 Property Records

Berrien County property record for 438 Symphony Cir, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2000
Lot Size	0.189 acres (8,264 sqft)
Owner	Company Name on File
Last Sale	$164,000 (Sep 2004)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-5802-0034-00-2`

Property Details

APN / Parcel Number

Primary APN	`18-5802-0034-00-2`
Alternative APN	`11-18-5802-0034-00-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,278 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Lot Area	8,264 sqft (0.189 acres)
Lot Width	90 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	438 SYMPHONY CIR
City	SAINT JOSEPH
State	MI
Zip	49085-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 - TWO F
Legal Description	LOT 34 PARK PLACE NO 3
Legal Subdivision	PARK PLACE NO 3
Legal Lot Number	34
Legal Unit	34
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2001
Census Tract	1100

Owner

438 Symphony Cir is owned by a company that acquired it in December 2019 and is owner-occupied.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	438 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2004 · Amount on File
Deed Sale	Sep 15, 2004 · Amount on File
Prior Sale	Jun 30, 2000 · Amount on File
Deed Book / Page	2544 / 2096
Last Transfer Date	Dec 17, 2019
Transfer Doc	03260/0714
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 20, 2019
Property Address	438 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133
Document Number	03260/0714
Book / Page	3260 / 0714
Map Reference	LB 24 PG 38
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 KINSHIP RD, DUNDALK, MD 21222-3858

Tax Assessment & Valuation

The 2025 property tax bill for 438 Symphony Cir was $3,251 with a homeowner's exemption, up 3.1% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,800 (+2.03%)	$301,600 (+2.03%)
2025	$3,251.00 (+3.14%) Homeowner's exemption	$147,800	$295,600
2024	$3,152.00
2023		$103,300	$206,600
2022	$2,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Symphony Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Symphony Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20