438 Swan St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 438 Swan St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,577 sqft · built 1873
Lot Size	0.067 acres (2,948 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Aug 2019)
Tax Bill	$1,539 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Refinance + 1 more
APN	`060300 79.14-7-64`

Property Details

APN / Parcel Number

Primary APN	`060300 79.14-7-64`
Alternative APNs	`03000790140007064000` `030180900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,577 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,948 sqft (0.067 acres)
Lot Dimensions	63 ft deep x 46.8 ft wide
Porch	Slab
Porch Area	203 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030180900
Street Address	438 SWAN ST
City	DUNKIRK
State	NY
Zip	14048-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	46.8 X 63 RES.; OLD APN: 060300 45-5-17
Legal Block	7
Legal Lot Number	64.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2017
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 SWAN ST, DUNKIRK, NY 14048-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTHWEST BANK
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Aug 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Dec 14, 2007 · Amount on Record
Deed Document Number	20195355
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	438 SWAN ST, DUNKIRK, NY 14048-2022
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019003145
Date	Aug 15, 2019
Instrument	MT2019003145

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	438 SWAN ST, DUNKIRK, NY 14048-2022
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019003144
Date	Aug 15, 2019
Instrument	MT2019003144

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 15, 2019
Property Address	438 SWAN ST, DUNKIRK, NY 14048-2022
Document Number	DE2019005355
Instrument Date	Jul 13, 2019
Instrument	DE2019005355
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W 6TH ST, DUNKIRK, NY 14048-2437

Mortgage

Document Number	MT2019003144
Date	Aug 15, 2019
Instrument	MT2019003144

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	DE2019005355
Date	Aug 15, 2019
Instrument	DE2019005355

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,539.00 (+3.36%)
2025	$1,489.00	$37,000 (-) Land $1,900 Building $35,100	$84,091 (+25%) Land $4,318 Building $79,773
2023		$37,000 (-) Land $1,900 Building $35,100	$67,273 (+14.55%) Land $3,455 Building $63,818
2022	Additional exemption filed	$37,000 Land $1,900 Building $35,100	$58,730 Land $3,016 Building $55,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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