Clackamas County property record for 438 SW Laurel Rd, Estacada, OR 97023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,078 sqft · built 1974 |
| Lot Size | 0.151 acres (6,596 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $394,000 (Oct 2022) |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34E20DC06800 |
| Primary APN | 34E20DC06800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,596 sqft (0.151 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Account Number | 00937099 |
|---|---|
| Street Address | 438 SW LAUREL RD |
| City | ESTACADA |
| State | OR |
| Zip | 97023-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 570 MAP OF ESTACADA LAKE LTS 600-602&PT LTS 558-562 |
| Legal Range | 4E |
| Legal Township | 3S |
| Legal Section | 20 |
| Legal Subdivision | MAP OF ESTACADA LAKE |
| Legal Lot Number | 601 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | ESTACADA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 24200 |
Source: Clackamas County assessment roll, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Oct 20, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 202255832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | WFG TITLE, WFG TILTE |
| Name | Verified Name |
|---|
| Document Number | 0000085488 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-085488 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Oct 20, 2022 |
| Property Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Document Number | 0000055832 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022-055832 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Document Number | 0000055833 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022-055833 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Mar 29, 2019 |
| Property Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Document Number | 0000016450 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019-016450 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 438 SW LAUREL RD, ESTACADA, OR 97023-9561 |
| Document Number | 0000016451 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-016451 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Estacada City |
| Unified School District | Estacada School District 108 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,377.00 (-1.49%) | $162,148 (+6.09%) | $362,744 (+13.6%) Land $145,824 Building $216,920 |
| 2023 | $2,413.00 | $152,841 | $319,318 Land $137,428 Building $181,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESTACADA serves 5,750 people · EPA ID OR4100279 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Rio Virgin Telephone Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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