438 Susan Rd, Saint Louis, MO 63129 Property Records

St. Louis County property record for 438 Susan Rd, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,493 sqft · built 1955
Lot Size	0.46 acres (20,033 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2021)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33H-51-0114`

Property Details

APN / Parcel Number

Primary APN	`33H-51-0114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,218 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,033 sqft (0.46 acres)
Lot Dimensions	73 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	400 sqft
Patio Area	420 sqft
Poultry House	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	438 SUSAN RD
City	SAINT LOUIS
State	MO
Zip	63129-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TWIN HOLLOWS LOT 2
Legal Subdivision	TWIN HOLLOWS
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1005
Census Tract	220445

Owner

438 Susan Rd is owned and occupied by two individuals who bought it in September 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 22, 2019	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Mar 15, 2019	Warranty Deed, Transfer · Line of Credit AMERICAN BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202172
Deed Book / Page	25126 / 522
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SUSAN RD, SAINT LOUIS, MO 63129-4802

Mortgage

Document Number	2023032000072
Date	Mar 20, 2023
Instrument	2023032000072

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 15, 2038

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 23, 2021
Property Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836
Document Number	0251260522
Book / Page	25126 / 522
Map Reference	MB 59 PG 32
Instrument Date	Sep 14, 2021
Instrument	2021092300072
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	US TITLE KENNERLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 NW 550TH RD, 1917, KINGSVILLE, MO 64061-9180

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836

Mortgage

Document Number	2021092300073
Date	Sep 23, 2021
Instrument	2021092300073

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 22, 2019
Property Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836
Document Number	0236662702
Book / Page	023666 / 002702
Instrument Date	Aug 22, 2019
Instrument	485
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	VISION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SUSAN RD ST LOUIS MO 631294836, ST LOUIS, MO 63129-4836

Mortgage

Document Number	236662705
Date	Aug 22, 2019
Book Page	023666/002705
Instrument	486

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 15, 2019
Property Address	438 SUSAN RD, SAINT LOUIS, MO 63129-4836
Document Number	0234400739
Book / Page	023440 / 000739
Instrument Date	Mar 13, 2019
Instrument	158
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2156 YALE AVE MAPLEWOOD MO 631431412, MAPLEWOOD, MO 63143-1412
Investor	Possibly a Property Investor

Mortgage

Document Number	234400742
Date	Mar 15, 2019
Book Page	023440/000742
Instrument	159

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 438 Susan Rd was $3,207, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,990 (-) Land $22,230 Building $30,760	$278,900 (-) Land $117,000 Building $161,900
2025	$3,207.00 (+0.06%)	$52,990 Land $22,230 Building $30,760	$278,900 Land $117,000 Building $161,900
2024	$3,205.00 (+1.3%)
2023	$3,164.00 (+27.43%)	$47,660 (+25.62%) Land $12,070 Building $35,590	$250,800 Land $63,500 Building $187,300
2022	$2,483.00	$37,940 Land $11,130 Building $26,810
2021			$199,700 Land $58,600 Building $141,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Susan Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Susan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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