438 Sundown Trl, Casselberry, FL 32707 Property Records

Seminole County property record for 438 Sundown Trl, Casselberry, FL 32707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1984
Lot Size	0.23 acres (10,035 sqft)
Owner	Owner Name on Record
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-30-520-0000-1090`

Property Details

APN / Parcel Number

Primary APN	`09-21-30-520-0000-1090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,035 sqft
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 SUNDOWN TRL
City	CASSELBERRY
State	FL
Zip	32707-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 WYNDHAM WOODS PHASE 2 PB 26 PGS 41 & 42
Legal Range	30E
Legal Township	21S
Legal Section	09
Legal Subdivision	WYNDHAM WOODS
Legal Phase	2
Legal Tract	520
Legal Lot Number	109
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3039
Census Tract	22101

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	438 SUNDOWN TRL, CASSELBERRY, FL 32707-3149
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 15, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 20, 2002
Last Transfer Date	May 1, 2008
Transfer Doc	0069990001
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	438 SUNDOWN TRL, CASSELBERRY, FL 32707-3149
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105810329
Date	Feb 16, 2024
Book Page	10581/329
Instrument	2024014344

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2039

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	438 SUNDOWN TRL, CASSELBERRY, FL 32707-3149
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SUNDOWN TRL, CASSELBERRY, FL 32707-3149

Mortgage

Document Number	0100810881
Date	Oct 27, 2021
Book Page	10081/881
Instrument	2021141888

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	438 SUNDOWN TRL, CASSELBERRY, FL 32707-3149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BRIGHT TITLE & TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092301524
Date	Oct 15, 2018
Book Page	09230/1524
Instrument	2018117936

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 21, 2033

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Casselberry City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (+17.47%) Homeowner's exemption	$104,638 (+5.99%)	$253,754 (+3.57%) Land $75,000 Building $178,754
2023	$996.00 (+5.96%) Homeowner's exemption	$98,727 (+3%)	$244,998 (+5.03%) Land $75,000 Building $169,998
2022	$940.00 Homeowner's exemption	$95,851	$233,268 Land $65,000 Building $168,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	15 (1992–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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