438 Stirling Bridge Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 438 Stirling Bridge Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2024
Square Footage	3,776 sqft Heated Area
Lot Size	10,276 sqft (0.235 acres)
Occupancy	Owner Occupied
Last Sale	$1,092,500 (2024)
Tax Bill	$8,715.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-13-31-5120-2AF09-0160`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,776 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,276 sqft (0.235 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	438 STIRLING BRIDGE DR
City	ORMOND BEACH
State	FL
Zip	32174-1523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SEC 2A-F, UNIT 9 MB 40 PG 39 LOT 16
Legal Subdivision	PLANTATION BAY
Legal Lot Number	16
Legal Unit	9
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 09-13-31-5120-2AF09-0160

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	438 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Deed Doc Number	2024053998
Deed Book / Page	2925 / 1024
Record Refreshed	Jun 08, 2026

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 26, 2024
Property Address	438 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523
Document Number	0029251024
Book / Page	2925 / 1024
Map Reference	MB 40 PG 39-45
Instrument Date	Dec 20, 2024
Instrument	2024053998
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,647.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523

Mortgage

Document Number	0029251025
Date	Dec 26, 2024
Instrument	2925/1025

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,715.00 (+177.81%) Homeowner's exemption	$659,703 (+667.1%)	$897,595 (+943.72%) Land $86,000 Building $811,595
2023	$3,137.00 (+0.67%)	$86,000 (-) Land $86,000	$86,000 (-) Land $86,000
2022	$3,116.00	$86,000 Land $86,000	$86,000 Land $86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 324 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.