438 Standish Dr, Bloomington, IL 61704 Property Records

McLean County property record for 438 Standish Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,131 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jan 2026)
Tax Bill	$3,759 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-478-020`

Property Details

APN / Parcel Number

Primary APN	`21-01-478-020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 STANDISH DR
City	BLOOMINGTON
State	IL
Zip	61704-4690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL MEADOWS SUB PT SEC 1-23-2E LOT 81
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	COLONIAL MEADOWS SUB
Legal Lot Number	81
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 20, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage CITY OF AURORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2026708
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690

Mortgage

Document Number	202300013681
Date	Oct 5, 2023
Instrument	2023-00013681

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 18, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 13, 2026
Property Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690
Document Number	202600000708
Instrument Date	Dec 29, 2025
Instrument	2026-00000708
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690

Mortgage

Document Number	202600000709
Date	Jan 13, 2026
Instrument	2026-00000709

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 20, 2020
Property Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690
Document Number	202000025289
Instrument Date	Nov 6, 2020
Instrument	2020-00025289
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STANDISH DR, BLOOMINGTON, IL 61704-4690

Mortgage

Document Number	202000025291
Date	Nov 20, 2020
Instrument	2020-00025291

Lender

Name	CITY OF AURORA
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	202000025290
Date	Nov 20, 2020
Instrument	2020-00025290

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Bloomington Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,540 (+6.4%) Land $9,130 Building $48,410	$172,620 (+6.4%) Land $27,390 Building $145,230
2024	$3,759.00 (+8.77%)	$54,079 (+9.1%) Land $8,581 Building $45,498	$162,237 (+9.1%) Land $25,743 Building $136,494
2023	$3,456.00 (+13.27%)	$49,568 (+12.86%) Land $7,865 Building $41,703	$148,704 (+12.86%) Land $23,595 Building $125,109
2022	$3,051.00	$43,920 Land $6,969 Building $36,951	$131,760 Land $20,907 Building $110,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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