New Haven City property record for 438 Smith Ave, New Haven, CT 06513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2025) |
| Tax Bill | $4,741 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142 1060 03300 |
| Primary APN | 142 1060 03300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 142 1060 03300 |
|---|---|
| Street Address | 438 SMITH AVE |
| City | NEW HAVEN |
| State | CT |
| Zip | 06513-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Block | 1060 |
| Legal Lot Number | 3300 |
| Jurisdiction | NEW HAVEN CT |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 142601 |
Source: New Haven City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOUSING DEVELOPMENT FUND CONNECTS |
| Aug 11, 2025 | Deed of Trust, Mortgage · Line of Credit HOC LENDING INC |
| Aug 11, 2025 | Deed of Trust, Mortgage NEW HAVEN, CITY OF |
| Aug 11, 2025 | Deed, Transfer · Line of Credit LIBERTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Deed Document Number | 20256586 |
| Deed Book / Page | 10887 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HAVEN CT |
| Property Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010887-293 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 10887/293 |
| Instrument | 2025-06593 |
| Name | HOUSING DEVELOPMENT FUND CONNECTS |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HAVEN CT |
| Property Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010887-288 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 10887/288 |
| Instrument | 2025-06592 |
| Name | HOC LENDING INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HAVEN CT |
| Property Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010887-275 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 10887/275 |
| Instrument | 2025-06590 |
| Name | NEW HAVEN, CITY OF |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW HAVEN CT |
| Recording Date | Aug 11, 2025 |
| Property Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Document Number | 010887-243 |
| Book / Page | 10887 / 243 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025-06586 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 SMITH AVE, NEW HAVEN, CT 06513-1146 |
| Document Number | 0202506587 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025-06587 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 010887-272 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 10887/272 |
| Instrument | 2025-06589 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Sep 1, 2035 |
Source: New Haven City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | New Haven City |
| Unified School District | New Haven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,741.00 (+1.41%) | $118,650 (-) Land $40,250 Building $78,400 | $306,557 (+269.1%) |
| 2025 | $4,675.00 | $118,650 (-) Land $40,250 Building $78,400 | $83,055 Land $28,175 Building $54,880 |
| 2024 | $4,675.00 (+5.91%) | ||
| 2023 | $4,414.00 (-6.4%) | $118,650 (-) Land $40,250 Building $78,400 | |
| 2022 | $4,716.00 | $118,650 Land $40,250 Building $78,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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