438 Sharar Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 438 Sharar Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1996
Lot Size	0.155 acres (6,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2023)
Tax Bill	$8,241 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-2121-004-1803`

Property Details

APN / Parcel Number

Primary APN	`08-2121-004-1803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,443 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	6,737 sqft (0.155 acres)
Lot Dimensions	130 ft deep x 51.8 ft wide

Exterior Amenities

Porch	Porch
Porch Area	67 sqft
Patio Area	1,050 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	438 SHARAR AVE
City	OPA LOCKA
State	FL
Zip	33054-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	21 52 41 .155 AC PB 34-76 OPA LOCKA 2ND REV PLAT NO 2 PORT OF TR A BLK 101 DESC BEG 101.72FT SWLY OF THE MOST NE COR OF TR A CONT SWLY50FT N 75 DEG W 130FT NELY AD 53.64FT S 74 DEG E 130FT TO POB LOT SIZE 51.820 X 130 F/A/U 08-2121-004-1800 OR 17279-
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	PINEMOUNT 2ND
Legal Tract	A
Legal Block	101
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3013
Census Tract	504

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2023248683
Deed Book / Page	33664 / 2771
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	0000581120
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 13, 2023
Property Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360
Document Number	0000248683
Book / Page	33664 / 2771
Map Reference	MB 34 PG 76
Instrument Date	Apr 11, 2023
Instrument	2023R0248683
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	HOME SWEET HOME TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21453 MIDWAY BLVD, PORT CHARLOTTE, FL 33952-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360

Mortgage

Document Number	0000002773
Date	Apr 13, 2023
Instrument	33664/2773

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360

Mortgage

Document Number	0000270878
Date	Apr 20, 2021
Book Page	32458/1639
Instrument	2021R0270878

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	438 SHARAR AVE, OPA LOCKA, FL 33054-3360
Document Number	0000395992
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SHARAR AVE OPA LOCKA FL 330543360, OPA LOCKA, FL 33054-3360

Mortgage

Document Number	0000395992
Date	Jul 3, 2018
Book Page	031042/001115
Instrument	395992

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,241.00 (+122.73%) Homeowner's exemption	$354,232 (+110.26%)	$358,884 (+21.27%) Land $185,268 Building $173,616
2023	$3,700.00 (+4.58%) Homeowner's exemption	$168,472 (+3%)	$295,930 (+7.78%) Land $117,898 Building $178,032
2022	$3,538.00 Homeowner's exemption	$163,566	$274,557 Land $94,318 Building $180,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1992–2000)
Most Recent Claim	Oct 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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