438 Shannon Ct, Frederick, MD 21701 Property Records

Frederick County property record for 438 Shannon Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,370 sqft · built 1982
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Nov 2019)
Tax Bill	$5,124 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-126427`

Property Details

APN / Parcel Number

Primary APN	`02-126427`
Alternative APNs	`2126427` `126427`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	600 sqft
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	126427
Street Address	438 SHANNON CT
City	FREDERICK
State	MD
Zip	21701-6382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	L34 S1 P1 1600 SQ FT CROGHAN SQUARE
Legal Subdivision	CROGHAN SQUARE
Legal Lot Number	34
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	765100

Owner

438 Shannon Ct, a townhouse, is owned by two individuals who bought it in November 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43889 CHURCHILL GLEN DR, CHANTILLY, VA 20152-5771
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Nov 18, 1988 · Amount on File
Deed Book / Page	13344 / 221
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 15, 2019
Property Address	438 SHANNON CT, FREDERICK, MD 21701-6382
Document Number	0133440221
Book / Page	13344 / 0221
Map Reference	MB 24 PL 165
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43889 CHURCHILL GLEN DR, CHANTILLY, VA 20152-5771

Mortgage

Document Number	133440225
Date	Nov 15, 2019
Instrument	13344/0225

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 438 Shannon Ct was $5,124.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,100	$309,500 Land $95,000 Building $214,500
2025	$5,124.00
2023	$3,922.00	$213,300	$275,900 Land $85,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Shannon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 438 Shannon Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20