438 Second Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 438 Second Ave, Cape May, NJ 08204 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1978
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$852,000 (Dec 2021)
Tax Bill	$6,736 (2024)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`12-00057-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`12-00057-0000-00001-01`
Alternative APN	`12000570000000010001`

Interior

Stories	1 Story
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Location & Zoning

Street Address	438 SECOND AVE
City	CAPE MAY
State	NJ
Zip	08204-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	57
Legal Lot Number	1.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3012
Census Tract	21900

Owner

Source: Cape May County and West Cape May Borough records · APN 12-00057-0000-00001-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4478 PERKIOMEN CREEK RD, COLLEGEVILLE, PA 19426-1175
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	202155751
Deed Book / Page	4029 / 491
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 21, 2021
Property Address	438 SECOND AVE, CAPE MAY, NJ 08204-1045
Document Number	0000055751
Book / Page	D4029 / 491
Instrument Date	Dec 10, 2021
Instrument	2021055751
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4478 PERKIOMEN CREEK RD, COLLEGEVILLE, PA 19426-1175

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,900 (-) Land $270,900 Building $177,000	$447,900 (-) Land $270,900 Building $177,000
2025		$447,900 (-) Land $270,900 Building $177,000	$447,900 (-) Land $270,900 Building $177,000
2024	$6,736.00 (+17.8%)
2023		$447,900 Land $270,900 Building $177,000	$447,900 Land $270,900 Building $177,000
2022	$5,718.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090219003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 213 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured (61 under condo master policies) 73 of 213 individual policies on primary residences
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023, rainfall accumulation
Flood Events	Hurricane Sandy (Oct 2012), 6 claims Severe Coastal Storm (Jan 1992), 11 claims Hurricane Gloria (Sep 1985), 31 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.