438 School St, Mansfield, MA 02048 Property Records

Bristol County and Mansfield Town property record for 438 School St, Mansfield, MA 02048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft · built 1985
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2021)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MANS M:012 B:050`

Property Details

APN / Parcel Number

Primary APN	`MANS M:012 B:050`
Alternative APNs	`M:012 L:050` `1534`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,396 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,000 sqft (0.574 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1534
Street Address	438 SCHOOL ST
City	MANSFIELD
State	MA
Zip	02048-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	50
Legal Lot Number	50
Jurisdiction	MANSFIELD MA
Township / Civil Division	MANSFIELD
Census Block Group	4
Census Block	4023
Census Tract	610202

Owner

Source: Bristol County and Mansfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Oct 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BAY STATE SAVINGS BANK
May 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	202125902
Deed Book / Page	26996 / 43
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANSFIELD MA
Recording Date	Jun 26, 2026
Property Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812
Document Number	0000018926
Book / Page	29961 / 261
Instrument Date	Jun 22, 2026
Instrument	202618926
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812

Mortgage

Document Number	0000018926,
Date	Jun 26, 2026
Book Page	29961/261
Instrument	202618926

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANSFIELD MA
Property Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028146-85
Date	Oct 17, 2022
Book Page	28146/85
Instrument	39763

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANSFIELD MA
Recording Date	May 7, 2021
Property Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812
Document Number	26996-43
Book / Page	26996 / 43
Instrument Date	May 7, 2021
Instrument	25902
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 SCHOOL ST, MANSFIELD, MA 02048-1812

Mortgage

Document Number	25903
Date	May 7, 2021
Instrument	25903

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Mansfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Mansfield Town
Unified School District	Mansfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00 (+6.36%)	$444,500 (+9.03%) Land $191,600 Building $252,900	$502,075 (+7.27%)
2024	$5,504.00 (+2.69%)	$407,700 (+7.18%) Land $191,600 Building $216,100	$468,065
2023	$5,360.00	$380,400 Land $191,600 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD WATER DIVISION serves 21,797 people · EPA ID MA4167000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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