438 S Piazza Ct, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 438 S Piazza Ct, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2019)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`537-07-00-092`

Property Details

APN / Parcel Number

Primary APN	`537-07-00-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	438 S PIAZZA CT
City	MOUNT PLEASANT
State	SC
Zip	29464-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE VERANDA AT BELLE HALL PLANTATION DESCRIPTION -LOT 438 PHASE 1-A2
Legal Subdivision	THE VERANDA AT BELLE HALL PLANTATION
Legal Phase	1-A2
Legal Lot Number	438
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

438 S Piazza Ct is owned and occupied by an individual who bought it in April 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	438 S PIAZZA CT, MOUNT PLEASANT, SC 29464-7824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Apr 25, 2019	Warranty Deed, Transfer · Line of Credit CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Prior Sale	Dec 17, 2012 · Amount on File
Deed Book / Page	791 / 838
Prior Transfer Date	Sep 7, 2004
Prior Transfer Doc	S508/0259
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	438 S PIAZZA CT, MOUNT PLEASANT, SC 29464-7824
Document Number	0940/0991
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S PIAZZA CT MOUNT PLEASANT SC 294647824, MOUNT PLEASANT, SC 29464-7824

Mortgage

Document Number	0940/0991
Date	Dec 4, 2020
Book Page	000940/000991

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 25, 2019
Property Address	438 S PIAZZA CT, MOUNT PLEASANT, SC 29464-7824
Document Number	0791/0838
Book / Page	000791 / 000838
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S PLAZZA CT MT PLEASANT SC 29464, MT PLEASANT, SC 29464

Mortgage

Document Number	791/0839
Date	Apr 25, 2019
Book Page	000791/000839

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 438 S Piazza Ct was $1,895, up 11.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+11.93%)	$471,500 (+2,775%) Land $130,870 Building $340,630	$617,200 Land $200,000 Building $417,200
2024	$1,693.00	$16,400
2022	$1,544.00	$16,400	$410,000 Land $113,800 Building $296,200
2020			$410,000 Land $113,800 Building $296,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 S Piazza Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 S Piazza Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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