438 S Mason St, Sheffield, IL 61361 Property Records

Bureau County property record for 438 S Mason St, Sheffield, IL 61361

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-19-403-002`

Property Details

APN / Parcel Number

Primary APN	`14-19-403-002`
Alternative APN	`909`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	150 ft deep x 160 ft wide

Location & Zoning

Account Number	1419403002
Street Address	438 S MASON ST
City	SHEFFIELD
State	IL
Zip	61361-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD-EAST ADD. L 6-7 & S1/2 L 8 BLK 45 160X150 D 23-1151
Legal Range	07
Legal Township	16
Legal Section	19
Legal Subdivision	EAST ADD
Legal Block	45
Legal Lot Number	6-7
Jurisdiction	BUREAU IL
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2057
Census Tract	965600

Owner

438 S Mason St is owned and occupied by two individuals who bought it in April 2026.

Source: Bureau County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 S MASON ST, SHEFFIELD, IL 61361-9798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	20261503
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 30, 2026
Property Address	438 S MASON ST, SHEFFIELD, IL 61361-9798
Document Number	2026R01503
Instrument Date	Apr 28, 2026
Instrument	20261503
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 S MASON ST, SHEFFIELD, IL 61361-9798

Mortgage

Document Number	0000001504,
Date	Apr 30, 2026
Instrument	20261504

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	May 22, 2020
Property Address	438 S MASON ST, SHEFFIELD, IL 61361-9798
Document Number	2020R02087
Instrument Date	May 12, 2020
Instrument	2020R02087
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S MASON ST, SHEFFIELD, IL 61361-9798

Mortgage

Document Number	2020R02088
Date	May 22, 2020
Instrument	2020R02088

Lender

Name	AMERICAN BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 438 S Mason St was $6,653 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Concord Township
Municipality	Sheffield Village
Unified School District	Bureau Valley Community Unit School District 340 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00	$81,099 Land $5,573 Building $75,526	$243,297 Land $16,719 Building $226,578
2023		$71,022 Land $4,880 Building $66,142	$213,066 Land $14,640 Building $198,426
2022	$6,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 S Mason St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 S Mason St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD serves 821 people · EPA ID IL0110950
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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