438 S Davis Ave, Centralia, IL 62801 Property Records

Marion County property record for 438 S Davis Ave, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 1950
Lot Size	0.149 acres (6,518 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2025)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Jul 2005 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1400067975`

Property Details

APN / Parcel Number

Primary APN	`1400067975`

Interior

Building Area	800 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,518 sqft (0.149 acres)

Location & Zoning

Street Address	438 S DAVIS AVE
City	CENTRALIA
State	IL
Zip	62801-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKINSON ADD LOT 7 BLK 6
Legal Subdivision	PARKINSON ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2046
Census Tract	952400

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	805 MARQUIS AVE APT C, C, CENTRALIA, IL 62801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2005	Deed of Trust, Mortgage · Line of Credit UNION PLANTERS BANK NA
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 22, 2025	Re-recorded Document ACCOMODATION, ACCOMMODATION
Jun 20, 2016	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Feb 11, 2010	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	20254426
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	2025R04425
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005R04919
Date	Jul 5, 2005
Instrument	2005R04919

Lender

Name	UNION PLANTERS BANK NA
Type	Bank
Address	CENTRALIA, IL 62801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 24, 2015

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Monthly
Max Rate	21%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 22, 2025
Property Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304
Document Number	2025R04426
Instrument Date	Oct 16, 2025
Instrument	2025R04426
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 W BOONE ST, SALEM, IL 62881-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304

Mortgage

Document Number	2025R04427
Date	Oct 22, 2025
Instrument	2025R04427

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARION IL
Recording Date	Oct 22, 2025
Property Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304
Document Number	2025R04425
Instrument Date	Oct 16, 2025
Instrument	2025R04425
Record Updated	Nov 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jun 20, 2016
Property Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304
Document Number	2016R03399
Instrument Date	Jun 17, 2016
Instrument	2016R03399
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304

Mortgage

Document Number	2016R03400
Date	Jun 20, 2016
Instrument	2016R03400

Lender

Name	US BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	2016R03401
Date	Jun 20, 2016
Instrument	2016R03401

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Feb 11, 2010
Property Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304
Document Number	2010R00662
Instrument Date	Feb 10, 2010
Instrument	2010R00662
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	QUAD COUNTY TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$27.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S DAVIS AVE, CENTRALIA, IL 62801-4304

Mortgage

Document Number	2010R00663
Date	Feb 11, 2010
Instrument	2010R00663

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (+6.44%)	$25,480 (+12%) Land $2,670 Building $22,810	$76,440 (+12%) Land $8,010 Building $68,430
2024	$1,304.00 (+5.67%) Homeowner's exemption	$22,750 (+17.69%) Land $2,380 Building $20,370	$68,250 (+17.69%) Land $7,140 Building $61,110
2022	$1,234.00 Homeowner's exemption	$19,330 Land $2,020 Building $17,310	$57,990 Land $6,060 Building $51,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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