438 S 650 W, Payson, UT 84651 Property Records

Utah County property record for 438 S 650 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,452 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,200 (Dec 2019)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-075-0009`

Property Details

APN / Parcel Number

Primary APN	`51-075-0009`
Alternative APN	`075697`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,452 sqft Living Area
Gross Area	5,422 sqft
1st Floor Area	2,217 sqft
Basement Area	1,295 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	075697
Street Address	438 S 650 W
City	PAYSON
State	UT
Zip	84651-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, PLAT 2, REECE SUBD.
Legal Subdivision	REECE
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2005
Census Tract	3403

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 S 650 W, PAYSON, UT 84651-2400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Dec 3, 2019	Warranty Deed, Transfer · FHA Mortgage INTERCAP LNDG
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	2019127649
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	0000038207
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	438 S 650 W, PAYSON, UT 84651-2400
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	STEED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138182
Date	Aug 9, 2021
Instrument	138182:2021

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 3, 2019
Property Address	438 S 650 W, PAYSON, UT 84651-2400
Document Number	0000127649
Instrument Date	Nov 19, 2019
Instrument	127649
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	STEED TITLE INSURANCE AGENCY, STEED TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 S 650 W PAYSON UT 84651, PAYSON, UT 84651

Mortgage

Document Number	127710
Date	Dec 3, 2019
Instrument	127710

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 20, 2017
Property Address	438 S 650 W, PAYSON, UT 84651-2400
Document Number	0000038207
Instrument Date	Apr 18, 2017
Instrument	38207
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	428 S 650 W PAYSON UT 846512400, PAYSON, UT 84651-2400

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,890 (-46.15%)	$599,800 (-2.09%) Land $128,100 Building $471,700
2025	$3,351.00 (+0.03%)	$612,600 (+78.67%) Land $122,000 Building $490,600	$612,600 (-1.73%) Land $122,000 Building $490,600
2024	$3,350.00 (-0.27%)
2023	$3,359.00 (+12.49%)	$342,870	$623,400 Land $105,100 Building $518,300
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop.

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