438 S 5th St E, Missoula, MT 59801 Property Records

Missoula County property record for 438 S 5th St E, Missoula, MT 59801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,520 sqft · built 1945
Lot Size0.134 acres (5,837 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Apr 2021)
Tax Bill$4,971 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APNR0457878

Property Details

APN / Parcel Number

Primary APNR0457878
Alternative APNs
  • 04-2200-22-3-15-08-0000
  • 0001185207
  • 1185207

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,000 sqft
Basement Area780 sqft
Finished Basement520 sqft
Unfinished Basement260 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,837 sqft (0.134 acres)
Lot Dimensions130 ft deep x 45 ft wide
View / LotNeighborhood
Garage TypeAttached
Garage Area180 sqft
PorchOpen Frame Porch
Porch Area54 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0001185207
Street Address438 S 5TH ST E
CityMISSOULA
StateMT
Zip59801-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMONTANA ADDITION, S22, T13 N, R19 W, BLOCK 14, LOT 20, & W2 OF 21
Legal SubdivisionMONTANA ADDITION
Legal Block14
Legal Lot Number20
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1001
Census Tract502

Owner

438 S 5th St E is owned by an individual who acquired it in December 2022.

Source: Missoula County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address4314 S MADELIA ST, SPOKANE, WA 99203-4325
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Warranty Deed, Transfer · Conventional Mortgage
COLUMBIA STATE BANK
Feb 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on File
Deed SaleApr 20, 2021 · Amount on File
Prior SaleFeb 6, 2012 · Amount on File
Deed Document Number202110073
Deed Book / Page1054 / 3
Last Transfer DateDec 19, 2022
Transfer Doc0000020997
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateApr 20, 2021
Property Address438 S 5TH ST E, MISSOULA, MT 59801-2820
Document Number0010540003
Book / Page1054 / 3
Instrument DateApr 19, 2021
Instrument202110073
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 S MADELIA ST, SPOKANE, WA 99203-4325

Mortgage

Document Number0202110074
DateApr 20, 2021
Instrument202110074
Lender
NameCOLUMBIA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMISSOULA MT
Recording DateFeb 15, 2019
Property Address438 S 5TH ST E, MISSOULA, MT 59801-2820
Document Number0010081244
Book / Page001008 / 001244
Instrument DateMar 6, 2018
Instrument2109
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address438 S 5TH ST E MISSOULA MT 598012820, MISSOULA, MT 59801-2820

Tax Assessment & Valuation

The 2025 property tax bill for 438 S 5th St E was $4,971, down 14.4% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552,400 (-) Land $241,098 Building $311,302$552,400 (-) Land $241,098 Building $311,302
2025$4,971.00 (-14.38%)$552,400 Land $241,098 Building $311,302$552,400 Land $241,098 Building $311,302
2024$5,806.00 (+6.1%)
2023$5,472.00$453,200$453,200 Land $210,210 Building $242,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 S 5th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 S 5th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.8% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISSOULA WATER
serves 68,200 people · EPA ID MT0000294
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CIS
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.

Nearby Properties on S 5th St E

Nearby Streets

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