438 S 3rd St, Lombard, IL 60148 Property Records

DuPage County property record for 438 S 3rd St, Lombard, IL 60148

Property Summary

Property Type	Single Family Home
Details	2,694 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jan 1996)
Tax Bill	$12,074 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-310-044`

Property Details

APN / Parcel Number

Primary APN	`06-09-310-044`

Interior

Stories	2 Stories
Building Area	2,694 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,119 sqft
2nd Floor Area	1,575 sqft
Basement Area	1,086 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	13.5 ft deep x 8 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	438 S 3RD ST
City	LOMBARD
State	IL
Zip	60148-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRYNNS RESUBDIVISION ALL
Legal Subdivision	BRYNNS RESUBDIVISION
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2004
Census Tract	843601

Owner

438 S 3rd St is owned and occupied by an individual who bought it in January 1996.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	438 S 3RD ST, LOMBARD, IL 60148-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK
May 13, 2021	Deed of Trust, Mortgage WEST SUBURBAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 1996 · Amount on File
Deed Sale	Jan 19, 1996 · Amount on File
Prior Sale	Apr 5, 1995 · Amount on File
Deed Document Number	19969599
Prior Transfer Date	Mar 27, 1995
Prior Transfer Doc	0000009599
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	438 S 3RD ST, LOMBARD, IL 60148-3104
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092453
Date	Sep 7, 2017
Instrument	R2017-092453

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 6, 2032

Interest

Rate	3.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	438 S 3RD ST, LOMBARD, IL 60148-3104
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S 3RD ST 5, 5, LOMBARD, IL 60148-3104

Mortgage

Document Number	0000075251
Date	May 13, 2021
Instrument	R2021-075251

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 438 S 3rd St was $12,074 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	SD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,074.00	$186,927 Land $34,280 Building $152,647	$560,781 Land $102,840 Building $457,941
2022	$10,801.00 Homeowner's exemption Senior Citizen's exemption	$154,050 Land $28,250 Building $125,800	$462,150 Land $84,750 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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