438 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 438 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Triplex
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$714,739 (Apr 2018)
Tax Bill	$15,812 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.39-3107-13`

Property Details

APN / Parcel Number

Primary APN	`550800 169.39-3107-13`
Alternative APNs	`080016903931070130000000` `082400`

Exterior

Architectural Style	Triplex
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	082400
Street Address	438 S 3RD AVE
City	MOUNT VERNON
State	NY
Zip	10550-4508
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	VILLAGE OF MOUNT VERNON
Legal Block	3107
Legal Lot Number	13.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2018	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 20, 2018	Trustee's Deed, Foreclosure NATIONWIDE COURT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Oct 8, 1996 · Amount on Record
Deed Document Number	2018580893118
Prior Transfer Date	Jun 12, 1996
Prior Transfer Doc	1149000187
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	438 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S 3RD AVE, MOUNT VERNON, NY 10550-4508

Mortgage

Document Number	0633173382
Date	Nov 13, 2023
Instrument	633173382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Sep 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 28, 2018
Property Address	438 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Document Number	0582343096
Book / Page	058234 / 003096
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	JUDICIAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S 3RD AVE MOUNT VERNON NY 105504508, MOUNT VERNON, NY 10550-4508

Mortgage

Document Number	582343129
Date	Aug 28, 2018
Book Page	058234/003129

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 20, 2018
Property Address	438 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Document Number	0580893118
Book / Page	058089 / 003118
Instrument Date	Apr 12, 2018
Transaction Type	Foreclosure
Record Updated	May 16, 2018
Title Company	NATIONWIDE COURT SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,858.96
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 S 3RD AVE MOUNT VERNON NY 105504508, MOUNT VERNON, NY 10550-4508

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,812.00 (+77.3%)
2025	$8,918.00	$9,200 (-) Land $1,600 Building $7,600	$511,111 (+6.67%) Land $88,889 Building $422,222
2024		$9,200 (-) Land $1,600 Building $7,600	$479,166 (-10.94%) Land $83,333 Building $395,833
2023		$9,200 (-) Land $1,600 Building $7,600	$538,011 (+17.54%) Land $93,567 Building $444,444
2022		$9,200 Land $1,600 Building $7,600	$457,711 Land $79,602 Building $378,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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