Polk County property record for 438 S 10th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1975 |
| Lot Size | 0.184 acres (8,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2020) |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08429-AD-01500 |
| Primary APN | 08429-AD-01500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,032 sqft (0.184 acres) |
| Garage Area | 336 sqft |
| Patio Area | 112 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 306704 |
|---|---|
| Street Address | 438 S 10TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | ONE STORY |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 29 |
| Legal Block | 5 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 20305 |
438 S 10th St is owned and occupied by an individual who bought it in November 2020.
Source: Polk County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 S 10TH ST, INDEPENDENCE, OR 97351-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Jul 31, 2014 · Amount on File |
| Deed Document Number | 202017398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 19, 2020 |
| Property Address | 438 S 10TH ST, INDEPENDENCE, OR 97351-1517 |
| Document Number | 0000017398 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-017398 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 S 10TH ST, INDEPENDENCE, OR 97351-1517 |
| Document Number | 0000017399 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-017399 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 438 S 10th St was $2,159, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,860 (+2.99%) Land $36,630 Building $85,230 | $300,830 (-4.13%) Land $150,000 Building $150,830 | |
| 2025 | $2,159.00 (+3.8%) | $118,320 (+2.99%) Land $35,570 Building $82,750 | $313,800 (+4.62%) Land $149,300 Building $164,500 |
| 2024 | $2,080.00 (-2.53%) | $114,880 (+2.99%) Land $34,530 Building $80,350 | $299,930 (-1.39%) Land $137,000 Building $162,930 |
| 2023 | $2,134.00 (+8.93%) | $111,540 (+2.99%) Land $33,530 Building $78,010 | $304,150 (+9.15%) Land $138,200 Building $165,950 |
| 2022 | $1,959.00 | $108,300 Land $32,550 Building $75,750 | $278,650 Land $117,500 Building $161,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 S 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 S 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hunter Communications.
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